diff --git a/src/mocks/handlers/market.js b/src/mocks/handlers/market.js
index 4e15a72d..1e0b8659 100644
--- a/src/mocks/handlers/market.js
+++ b/src/mocks/handlers/market.js
@@ -512,7 +512,55 @@ export const marketHandlers = [
         });
     }),
 
-    // 12. 市场统计数据（个股中心页面使用）
+    // 12. 市场概况数据（投资仪表盘使用）- 上证/深证/总市值/成交额
+    http.get('/api/market/summary', async () => {
+        await delay(150);
+
+        // 生成实时数据（基于当前时间产生小波动）
+        const now = new Date();
+        const seed = now.getHours() * 60 + now.getMinutes();
+
+        // 上证指数（基准 3400）
+        const shBasePrice = 3400;
+        const shChange = parseFloat(((Math.sin(seed / 30) + Math.random() - 0.5) * 2).toFixed(2));
+        const shPrice = parseFloat((shBasePrice * (1 + shChange / 100)).toFixed(2));
+        const shChangeAmount = parseFloat((shPrice - shBasePrice).toFixed(2));
+
+        // 深证指数（基准 10800）
+        const szBasePrice = 10800;
+        const szChange = parseFloat(((Math.sin(seed / 25) + Math.random() - 0.5) * 2.5).toFixed(2));
+        const szPrice = parseFloat((szBasePrice * (1 + szChange / 100)).toFixed(2));
+        const szChangeAmount = parseFloat((szPrice - szBasePrice).toFixed(2));
+
+        // 总市值（约 100-110 万亿波动）
+        const totalMarketCap = parseFloat((105 + (Math.sin(seed / 60) * 5)).toFixed(1)) * 1000000000000;
+
+        // 成交额（约 0.8-1.5 万亿波动）
+        const turnover = parseFloat((1.0 + (Math.random() * 0.5 - 0.2)).toFixed(2)) * 1000000000000;
+
+        console.log('[Mock Market] 获取市场概况数据');
+
+        return HttpResponse.json({
+            success: true,
+            data: {
+                shanghai: {
+                    value: shPrice,
+                    change: shChange,
+                    changeAmount: shChangeAmount,
+                },
+                shenzhen: {
+                    value: szPrice,
+                    change: szChange,
+                    changeAmount: szChangeAmount,
+                },
+                totalMarketCap,
+                turnover,
+                updateTime: now.toISOString(),
+            },
+        });
+    }),
+
+    // 13. 市场统计数据（个股中心页面使用）
     http.get('/api/market/statistics', async ({ request }) => {
         await delay(200);
         const url = new URL(request.url);
diff --git a/src/views/Profile/components/MarketDashboard/components/MarketOverview.js b/src/views/Profile/components/MarketDashboard/components/MarketOverview.js
index 0669e9b0..34b36a9b 100644
--- a/src/views/Profile/components/MarketDashboard/components/MarketOverview.js
+++ b/src/views/Profile/components/MarketDashboard/components/MarketOverview.js
@@ -1,20 +1,24 @@
 // 市场概况组件 - 顶部横条（与事件中心头部保持一致）
-// 布局：上证指数 | 深证成指 | 创业板指+涨跌分布
+// 布局：市场概况 | 上证指数 | 深证成指 | 创业板指+涨跌分布
 import React from 'react';
 import { Box, SimpleGrid } from '@chakra-ui/react';
 import {
   IndexKLineCard,
   GemIndexCard,
+  MarketSummaryCard,
 } from './atoms';
 
 const MarketOverview = ({ marketStats = {} }) => {
   return (
     <Box borderRadius="xl">
-      {/* 3列网格布局：上证指数 | 深证成指 | 创业板指+涨跌 */}
+      {/* 4列网格布局：市场概况 | 上证指数 | 深证成指 | 创业板指+涨跌 */}
       <SimpleGrid
-        columns={{ base: 2, md: 3 }}
+        columns={{ base: 2, md: 4 }}
         spacing={3}
       >
+        {/* 市场概况 - 上证/深证/总市值/成交额 */}
+        <MarketSummaryCard />
+
         {/* 上证指数 - K线卡片 */}
         <IndexKLineCard
           indexCode="sh000001"
diff --git a/src/views/Profile/components/MarketDashboard/components/atoms/MarketSummaryCard.js b/src/views/Profile/components/MarketDashboard/components/atoms/MarketSummaryCard.js
new file mode 100644
index 00000000..2bc62f39
--- /dev/null
+++ b/src/views/Profile/components/MarketDashboard/components/atoms/MarketSummaryCard.js
@@ -0,0 +1,160 @@
+// 市场概况卡片 - 紧凑版（上证/深证/总市值/成交额）
+import React, { useEffect, useState } from 'react';
+import { Box, Text, VStack, HStack, SimpleGrid } from '@chakra-ui/react';
+import { THEME } from '../../constants';
+import { getApiBase } from '@/utils/apiConfig';
+
+/**
+ * 格式化大数字（万亿/亿）
+ */
+const formatLargeNumber = (num) => {
+  if (!num && num !== 0) return '--';
+  const trillion = 1000000000000; // 万亿
+  const billion = 100000000; // 亿
+
+  if (num >= trillion) {
+    return `${(num / trillion).toFixed(1)}万亿`;
+  } else if (num >= billion) {
+    return `${(num / billion).toFixed(1)}亿`;
+  }
+  return num.toLocaleString();
+};
+
+/**
+ * 单个指数/统计项
+ */
+const SummaryItem = ({ label, value, change, changeAmount, subValue, isIndex = true }) => {
+  const isUp = change > 0;
+  const isFlat = change === 0;
+  const changeColor = isFlat
+    ? 'rgba(255, 255, 255, 0.6)'
+    : isUp ? THEME.status.up : THEME.status.down;
+
+  return (
+    <VStack align="flex-start" spacing={0.5} py={2}>
+      {/* 标签 */}
+      <Text fontSize="xs" color="rgba(255, 255, 255, 0.5)">
+        {label}
+      </Text>
+
+      {/* 主数值 */}
+      <Text
+        fontSize="lg"
+        fontWeight="bold"
+        color="rgba(255, 255, 255, 0.95)"
+        lineHeight="1.2"
+      >
+        {typeof value === 'number' ? value.toFixed(2) : value}
+      </Text>
+
+      {/* 涨跌信息（仅指数显示） */}
+      {isIndex && change !== undefined ? (
+        <Text fontSize="xs" color={changeColor}>
+          {changeAmount !== undefined && (
+            <Text as="span" mr={1}>
+              {isUp ? '+' : ''}{typeof changeAmount === 'number' ? changeAmount.toFixed(2) : changeAmount}
+            </Text>
+          )}
+          {isUp ? '+' : ''}{change.toFixed(2)}%
+        </Text>
+      ) : (
+        // 非指数项显示副标签
+        <Text fontSize="xs" color="rgba(255, 255, 255, 0.4)">
+          {subValue || label}
+        </Text>
+      )}
+    </VStack>
+  );
+};
+
+/**
+ * 市场概况卡片
+ */
+const MarketSummaryCard = () => {
+  const [marketData, setMarketData] = useState({
+    shanghai: { value: 3391.88, change: 0.52, changeAmount: 17.55 },
+    shenzhen: { value: 10723.49, change: 0.68, changeAmount: 72.38 },
+    totalMarketCap: 105.6 * 1000000000000, // 105.6万亿
+    turnover: 1.0 * 1000000000000, // 1.0万亿
+  });
+
+  // 获取实时数据
+  useEffect(() => {
+    const fetchMarketData = async () => {
+      try {
+        const base = getApiBase();
+        const response = await fetch(`${base}/api/market/summary`, {
+          credentials: 'include',
+        });
+        if (response.ok) {
+          const data = await response.json();
+          if (data.success && data.data) {
+            setMarketData(prev => ({
+              ...prev,
+              ...data.data,
+            }));
+          }
+        }
+      } catch (error) {
+        // 使用默认数据
+        console.debug('Using default market data');
+      }
+    };
+
+    fetchMarketData();
+    // 每分钟更新一次
+    const interval = setInterval(fetchMarketData, 60000);
+    return () => clearInterval(interval);
+  }, []);
+
+  return (
+    <Box
+      bg="rgba(26, 26, 46, 0.6)"
+      borderRadius="lg"
+      px={3}
+      py={2}
+      border="1px solid"
+      borderColor="rgba(212, 175, 55, 0.15)"
+      backdropFilter="blur(8px)"
+      minW="200px"
+    >
+      <SimpleGrid columns={2} spacing={0}>
+        {/* 上证 */}
+        <SummaryItem
+          label="上证"
+          value={marketData.shanghai.value}
+          change={marketData.shanghai.change}
+          changeAmount={marketData.shanghai.changeAmount}
+          isIndex={true}
+        />
+
+        {/* 深证 */}
+        <SummaryItem
+          label="深证"
+          value={marketData.shenzhen.value}
+          change={marketData.shenzhen.change}
+          changeAmount={marketData.shenzhen.changeAmount}
+          isIndex={true}
+        />
+
+        {/* 总市值 */}
+        <SummaryItem
+          label="总市值"
+          value={formatLargeNumber(marketData.totalMarketCap)}
+          subValue={formatLargeNumber(marketData.totalMarketCap)}
+          isIndex={false}
+        />
+
+        {/* 成交额 */}
+        <SummaryItem
+          label="成交额"
+          value={formatLargeNumber(marketData.turnover)}
+          subValue="成交万亿"
+          isIndex={false}
+        />
+      </SimpleGrid>
+    </Box>
+  );
+};
+
+export default MarketSummaryCard;
diff --git a/src/views/Profile/components/MarketDashboard/components/atoms/index.js b/src/views/Profile/components/MarketDashboard/components/atoms/index.js
index b5879973..17acab67 100644
--- a/src/views/Profile/components/MarketDashboard/components/atoms/index.js
+++ b/src/views/Profile/components/MarketDashboard/components/atoms/index.js
@@ -12,3 +12,6 @@ export { default as HotSectorsRanking } from './HotSectorsRanking';
 export { default as IndexKLineCard } from './IndexKLineCard';
 export { default as RiseFallProgressBar } from './RiseFallProgressBar';
 export { default as GemIndexCard } from './GemIndexCard';
+
+// 市场概况卡片（上证/深证/总市值/成交额）
+export { default as MarketSummaryCard } from './MarketSummaryCard';