diff --git a/src/views/AgentChat/neuratalk/components/Chat/MCPChat.tsx b/src/views/AgentChat/neuratalk/components/Chat/MCPChat.tsx
index a5533654..5f644e1a 100644
--- a/src/views/AgentChat/neuratalk/components/Chat/MCPChat.tsx
+++ b/src/views/AgentChat/neuratalk/components/Chat/MCPChat.tsx
@@ -159,7 +159,8 @@ export default function MCPChat() {
         <h2 className="text-2xl mb-4">需要订阅才能使用 AI 助手</h2>
         <p className="text-gray-600 mb-4">升级到高级版解锁所有功能</p>
         <p className="text-sm text-gray-500 mb-6">
-          当前订阅等级：{user?.subscription_tier || '未知'}
+          当前订阅等级：{user?.subscription_type || user?.subscription_tier || '未知'}
+          {user?.is_subscription_active && ' (活跃)'}
         </p>
         <div className="space-y-2">
           <a
@@ -207,8 +208,11 @@ export default function MCPChat() {
               {user?.username?.[0]?.toUpperCase()}
             </div>
             <div>
-              <div className="font-medium">{user?.username}</div>
-              <div className="text-xs text-gray-500">{user?.subscription_tier}</div>
+              <div className="font-medium">{user?.username || user?.nickname}</div>
+              <div className="text-xs text-gray-500">
+                {user?.subscription_type || user?.subscription_tier || 'Free'}
+                {user?.is_subscription_active && ' ✓'}
+              </div>
             </div>
           </div>
         </div>
diff --git a/src/views/AgentChat/neuratalk/lib/auth.ts b/src/views/AgentChat/neuratalk/lib/auth.ts
index 13c55af1..5592f0e5 100644
--- a/src/views/AgentChat/neuratalk/lib/auth.ts
+++ b/src/views/AgentChat/neuratalk/lib/auth.ts
@@ -55,12 +55,24 @@ export async function checkAuth(): Promise<AuthInfo> {
       };
     }
 
-    // 检查订阅权限 - 包括 max 用户和其他高级订阅
+    // 检查订阅权限 - 注意：后端返回的是 subscription_type 而不是 subscription_tier
+    const userType = data.user.subscription_type?.toLowerCase() || '';
     const userTier = data.user.subscription_tier?.toLowerCase() || '';
-    const canAccessChat = ['max', 'premium', 'pro', 'enterprise', 'vip', 'plus'].includes(userTier) ||
-                          userTier !== 'free' && userTier !== '' && userTier !== 'basic';
+    const subscriptionLevel = userType || userTier; // 兼容两个字段
 
-    console.log('User subscription tier:', data.user.subscription_tier, 'Can access:', canAccessChat);
+    // 检查是否为付费用户
+    const canAccessChat =
+      ['max', 'premium', 'pro', 'enterprise', 'vip', 'plus'].includes(subscriptionLevel) ||
+      data.user.is_subscription_active === true ||
+      data.user.subscription_status === 'active';
+
+    console.log('User subscription:', {
+      type: data.user.subscription_type,
+      tier: data.user.subscription_tier,
+      active: data.user.is_subscription_active,
+      status: data.user.subscription_status,
+      canAccess: canAccessChat
+    });
 
     return {
       isAuthenticated: true,