diff --git a/src/views/Dashboard/components/InvestmentPlanningCenter.tsx b/src/views/Dashboard/components/InvestmentPlanningCenter.tsx
new file mode 100644
index 00000000..f6fcb756
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+++ b/src/views/Dashboard/components/InvestmentPlanningCenter.tsx
@@ -0,0 +1,203 @@
+/**
+ * InvestmentPlanningCenter - 投资规划中心主组件 (TypeScript 重构版)
+ *
+ * 性能优化：
+ * - 使用 React.lazy() 懒加载子面板，减少初始加载时间
+ * - 从 1421 行拆分为 5 个独立模块，提升可维护性
+ * - 使用 TypeScript 提供类型安全
+ *
+ * 组件架构：
+ * - InvestmentPlanningCenter (主组件，~200 行)
+ * - CalendarPanel (日历面板，懒加载)
+ * - PlansPanel (计划面板，懒加载)
+ * - ReviewsPanel (复盘面板，懒加载)
+ * - PlanningContext (数据共享层)
+ */
+
+import React, { useState, useEffect, useCallback, Suspense, lazy } from 'react';
+import {
+ Box,
+ Card,
+ CardHeader,
+ CardBody,
+ Heading,
+ HStack,
+ Flex,
+ Icon,
+ useColorModeValue,
+ useToast,
+ Tabs,
+ TabList,
+ TabPanels,
+ Tab,
+ TabPanel,
+ Spinner,
+ Center,
+} from '@chakra-ui/react';
+import {
+ FiCalendar,
+ FiTarget,
+ FiFileText,
+} from 'react-icons/fi';
+
+import { PlanningDataProvider } from './PlanningContext';
+import type { InvestmentEvent, PlanningContextValue } from '@/types';
+import { logger } from '@/utils/logger';
+import { getApiBase } from '@/utils/apiConfig';
+import './InvestmentCalendar.css';
+
+// 懒加载子面板组件（实现代码分割）
+const CalendarPanel = lazy(() =>
+ import('./CalendarPanel').then(module => ({ default: module.CalendarPanel }))
+);
+const PlansPanel = lazy(() =>
+ import('./PlansPanel').then(module => ({ default: module.PlansPanel }))
+);
+const ReviewsPanel = lazy(() =>
+ import('./ReviewsPanel').then(module => ({ default: module.ReviewsPanel }))
+);
+
+/**
+ * 面板加载占位符
+ */
+const PanelLoadingFallback: React.FC = () => (
+
+
+
+);
+
+/**
+ * InvestmentPlanningCenter 主组件
+ */
+const InvestmentPlanningCenter: React.FC = () => {
+ const toast = useToast();
+
+ // 颜色主题
+ const bgColor = useColorModeValue('white', 'gray.800');
+ const borderColor = useColorModeValue('gray.200', 'gray.600');
+ const textColor = useColorModeValue('gray.700', 'white');
+ const secondaryText = useColorModeValue('gray.600', 'gray.400');
+ const cardBg = useColorModeValue('gray.50', 'gray.700');
+
+ // 全局数据状态
+ const [allEvents, setAllEvents] = useState([]);
+ const [loading, setLoading] = useState(false);
+ const [activeTab, setActiveTab] = useState(0);
+
+ /**
+ * 加载所有事件数据（日历事件 + 计划 + 复盘）
+ */
+ const loadAllData = useCallback(async (): Promise => {
+ try {
+ setLoading(true);
+ const base = getApiBase();
+
+ const response = await fetch(base + '/api/account/calendar/events', {
+ credentials: 'include'
+ });
+
+ if (response.ok) {
+ const data = await response.json();
+ if (data.success) {
+ setAllEvents(data.data || []);
+ logger.debug('InvestmentPlanningCenter', '数据加载成功', {
+ count: data.data?.length || 0
+ });
+ }
+ }
+ } catch (error) {
+ logger.error('InvestmentPlanningCenter', 'loadAllData', error);
+ } finally {
+ setLoading(false);
+ }
+ }, []);
+
+ // 组件挂载时加载数据
+ useEffect(() => {
+ loadAllData();
+ }, [loadAllData]);
+
+ // 提供给子组件的 Context 值
+ const contextValue: PlanningContextValue = {
+ allEvents,
+ setAllEvents,
+ loadAllData,
+ loading,
+ setLoading,
+ activeTab,
+ setActiveTab,
+ toast,
+ bgColor,
+ borderColor,
+ textColor,
+ secondaryText,
+ cardBg,
+ };
+
+ // 计算各类型事件数量
+ const planCount = allEvents.filter(e => e.type === 'plan').length;
+ const reviewCount = allEvents.filter(e => e.type === 'review').length;
+
+ return (
+
+
+
+
+
+
+ 投资规划中心
+
+
+
+
+
+
+
+
+ 日历视图
+
+
+
+ 我的计划 ({planCount})
+
+
+
+ 我的复盘 ({reviewCount})
+
+
+
+
+ {/* 日历视图面板 */}
+
+ }>
+
+
+
+
+ {/* 计划列表面板 */}
+
+ }>
+
+
+
+
+ {/* 复盘列表面板 */}
+
+ }>
+
+
+
+
+
+
+
+
+ );
+};
+
+export default InvestmentPlanningCenter;