fix: 会员过期时跳过事件相关 API 请求

- fetchEventStocks: 新增 skipIfNoAccess 参数
  - fetchHistoricalEvents: 新增 skipIfNoAccess 参数
  - fetchChainAnalysis: 新增 skipIfNoAccess 参数
  - 通过检查 subscription 状态判断是否跳过请求

src/store/slices/stockSlice.js

@@ -58,11 +58,25 @@ const saveWatchlistToCache = (data) => {
 
 /**
  * 获取事件相关股票（Redux 缓存）
+ * @param {Object} params
+ * @param {string} params.eventId - 事件ID
+ * @param {boolean} params.forceRefresh - 是否强制刷新
+ * @param {boolean} params.skipIfNoAccess - 如果无权限则跳过请求（会员过期场景）
  */
 export const fetchEventStocks = createAsyncThunk(
   'stock/fetchEventStocks',
-  async ({ eventId, forceRefresh = false }, { getState }) => {
+  async ({ eventId, forceRefresh = false, skipIfNoAccess = false }, { getState }) => {
-    logger.debug('stockSlice', 'fetchEventStocks', { eventId, forceRefresh });
+    logger.debug('stockSlice', 'fetchEventStocks', { eventId, forceRefresh, skipIfNoAccess });
+
+    // 检查订阅状态，如果会员过期则跳过请求
+    if (skipIfNoAccess) {
+      const subscriptionInfo = getState().subscription?.info;
+      const isExpired = subscriptionInfo?.type !== 'free' && !subscriptionInfo?.is_active;
+      if (isExpired) {
+        logger.debug('stockSlice', '会员已过期，跳过 fetchEventStocks 请求', { eventId });
+        return { eventId, stocks: [], skipped: true };
+      }
+    }
 
     // Redux 状态缓存
     if (!forceRefresh) {
@@ -132,11 +146,25 @@ export const fetchEventDetail = createAsyncThunk(
 
 /**
  * 获取历史事件对比（Redux 缓存）
+ * @param {Object} params
+ * @param {string} params.eventId - 事件ID
+ * @param {boolean} params.forceRefresh - 是否强制刷新
+ * @param {boolean} params.skipIfNoAccess - 如果无权限则跳过请求（会员过期场景）
  */
 export const fetchHistoricalEvents = createAsyncThunk(
   'stock/fetchHistoricalEvents',
-  async ({ eventId, forceRefresh = false }, { getState }) => {
+  async ({ eventId, forceRefresh = false, skipIfNoAccess = false }, { getState }) => {
-    logger.debug('stockSlice', 'fetchHistoricalEvents', { eventId });
+    logger.debug('stockSlice', 'fetchHistoricalEvents', { eventId, skipIfNoAccess });
+
+    // 检查订阅状态，如果会员过期则跳过请求
+    if (skipIfNoAccess) {
+      const subscriptionInfo = getState().subscription?.info;
+      const isExpired = subscriptionInfo?.type !== 'free' && !subscriptionInfo?.is_active;
+      if (isExpired) {
+        logger.debug('stockSlice', '会员已过期，跳过 fetchHistoricalEvents 请求', { eventId });
+        return { eventId, events: [], skipped: true };
+      }
+    }
 
     // Redux 缓存
     if (!forceRefresh) {
@@ -158,11 +186,25 @@ export const fetchHistoricalEvents = createAsyncThunk(
 
 /**
  * 获取传导链分析（Redux 缓存）
+ * @param {Object} params
+ * @param {string} params.eventId - 事件ID
+ * @param {boolean} params.forceRefresh - 是否强制刷新
+ * @param {boolean} params.skipIfNoAccess - 如果无权限则跳过请求（会员过期场景）
  */
 export const fetchChainAnalysis = createAsyncThunk(
   'stock/fetchChainAnalysis',
-  async ({ eventId, forceRefresh = false }, { getState }) => {
+  async ({ eventId, forceRefresh = false, skipIfNoAccess = false }, { getState }) => {
-    logger.debug('stockSlice', 'fetchChainAnalysis', { eventId });
+    logger.debug('stockSlice', 'fetchChainAnalysis', { eventId, skipIfNoAccess });
+
+    // 检查订阅状态，如果会员过期则跳过请求
+    if (skipIfNoAccess) {
+      const subscriptionInfo = getState().subscription?.info;
+      const isExpired = subscriptionInfo?.type !== 'free' && !subscriptionInfo?.is_active;
+      if (isExpired) {
+        logger.debug('stockSlice', '会员已过期，跳过 fetchChainAnalysis 请求', { eventId });
+        return { eventId, analysis: null, skipped: true };
+      }
+    }
 
     // Redux 缓存
     if (!forceRefresh) {