diff --git a/src/views/Company/components/FinancialPanorama/index.tsx b/src/views/Company/components/FinancialPanorama/index.tsx
index 6870edf2..ef3c5dd0 100644
--- a/src/views/Company/components/FinancialPanorama/index.tsx
+++ b/src/views/Company/components/FinancialPanorama/index.tsx
@@ -52,7 +52,7 @@ import SubTabContainer, { type SubTabConfig } from '@components/SubTabContainer'
 import { useFinancialData, type DataTypeKey } from './hooks';
 import { COLORS } from './constants';
 import { calculateYoYChange, getCellBackground, getMetricChartOption } from './utils';
-import { PeriodSelector, KeyMetricsOverview, StockInfoHeader, MainBusinessAnalysis } from './components';
+import { PeriodSelector, FinancialOverviewPanel, MainBusinessAnalysis } from './components';
 import {
   BalanceSheetTab,
   IncomeStatementTab,
@@ -275,32 +275,24 @@ const FinancialPanorama: React.FC<FinancialPanoramaProps> = ({ stockCode: propSt
   return (
     <Container maxW="container.xl" py={5}>
       <VStack spacing={6} align="stretch">
-        {/* 股票信息头部 */}
+        {/* 财务全景面板（三列布局：成长能力、盈利与回报、风险与运营） */}
         {loading ? (
-          <Skeleton height="150px" />
+          <Skeleton height="100px" />
         ) : (
-          <StockInfoHeader
+          <FinancialOverviewPanel
             stockInfo={stockInfo}
-            positiveColor={positiveColor}
-            negativeColor={negativeColor}
+            financialMetrics={financialMetrics}
           />
         )}
 
-        {/* 关键指标速览 */}
-        {!loading && stockInfo && financialMetrics.length > 0 && (
-          <KeyMetricsOverview financialMetrics={financialMetrics} />
-        )}
-
         {/* 主营业务 */}
         {!loading && stockInfo && (
-          <Card bg="gray.900" shadow="md" border="1px solid" borderColor="rgba(212, 175, 55, 0.3)">
-            <CardBody>
-              <Text fontSize="lg" fontWeight="bold" mb={4} color="#D4AF37">
-                主营业务
-              </Text>
-              <MainBusinessAnalysis mainBusiness={mainBusiness} />
-            </CardBody>
-          </Card>
+          <Box>
+            <Text fontSize="lg" fontWeight="bold" mb={4} color="#D4AF37">
+              主营业务
+            </Text>
+            <MainBusinessAnalysis mainBusiness={mainBusiness} />
+          </Box>
         )}
 
         {/* 三大财务报表 - 使用 SubTabContainer 二级导航 */}