diff --git a/src/views/Dashboard/Center.js b/src/views/Dashboard/Center.js
index cc81bc3b..638ccd60 100644
--- a/src/views/Dashboard/Center.js
+++ b/src/views/Dashboard/Center.js
@@ -64,6 +64,11 @@ import MyFutureEvents from './components/MyFutureEvents';
 import InvestmentPlanningCenter from './components/InvestmentPlanningCenter';
 
 export default function CenterDashboard() {
+  // 🔍 性能调试：记录组件渲染
+  const renderCountRef = React.useRef(0);
+  renderCountRef.current += 1;
+  console.log(`[Center] 🔄 渲染次数: ${renderCountRef.current}`, new Date().toISOString());
+
   const { user } = useAuth();
   const location = useLocation();
   const navigate = useNavigate();
@@ -96,6 +101,8 @@ export default function CenterDashboard() {
   const [quotesLoading, setQuotesLoading] = useState(false);
 
   const loadData = useCallback(async () => {
+    console.log('[Center] 📡 loadData 被调用', new Date().toISOString());
+    console.trace('[Center] loadData 调用栈');
     try {
       const base = getApiBase();
       const ts = Date.now();
@@ -218,19 +225,37 @@ export default function CenterDashboard() {
   };
 
   useEffect(() => {
+    console.log('[Center] 🔥 useEffect 触发', {
+      userId,
+      prevUserId: prevUserIdRef.current,
+      pathname: location.pathname,
+      hasUser: !!user,
+      time: new Date().toISOString()
+    });
+
     const userIdChanged = prevUserIdRef.current !== userId;
 
     if (userIdChanged) {
+      console.log('[Center] ⚠️ userId 发生变化:', prevUserIdRef.current, '->', userId);
       prevUserIdRef.current = userId;
     }
 
     // 只在 userId 真正变化或路径变化时加载数据
-    if ((userIdChanged || !prevUserIdRef.current) && user && location.pathname.includes('/home/center')) {
+    const shouldLoad = (userIdChanged || !prevUserIdRef.current) && user && location.pathname.includes('/home/center');
+    console.log('[Center] 🤔 是否应该加载数据:', shouldLoad, {
+      userIdChanged,
+      prevUserIdRef: prevUserIdRef.current,
+      hasUser: !!user,
+      pathMatch: location.pathname.includes('/home/center')
+    });
+
+    if (shouldLoad) {
       loadData();
     }
 
     const onVis = () => {
       if (document.visibilityState === 'visible' && location.pathname.includes('/home/center')) {
+        console.log('[Center] 👁️ visibilitychange 触发 loadData');
         loadData();
       }
     };
diff --git a/src/views/Dashboard/components/InvestmentPlanningCenter.tsx b/src/views/Dashboard/components/InvestmentPlanningCenter.tsx
index f6fcb756..cb580907 100644
--- a/src/views/Dashboard/components/InvestmentPlanningCenter.tsx
+++ b/src/views/Dashboard/components/InvestmentPlanningCenter.tsx
@@ -70,6 +70,11 @@ const PanelLoadingFallback: React.FC = () => (
  * InvestmentPlanningCenter 主组件
  */
 const InvestmentPlanningCenter: React.FC = () => {
+  // 🔍 性能调试
+  const renderCountRef = React.useRef(0);
+  renderCountRef.current += 1;
+  console.log(`[InvestmentPlanningCenter] 🔄 渲染次数: ${renderCountRef.current}`, new Date().toISOString());
+
   const toast = useToast();
 
   // 颜色主题
@@ -88,6 +93,7 @@ const InvestmentPlanningCenter: React.FC = () => {
    * 加载所有事件数据（日历事件 + 计划 + 复盘）
    */
   const loadAllData = useCallback(async (): Promise<void> => {
+    console.log('[InvestmentPlanningCenter] 📡 loadAllData 被调用', new Date().toISOString());
     try {
       setLoading(true);
       const base = getApiBase();