diff --git a/src/views/StockOverview/components/StockOverviewHeader/components/StatCard.tsx b/src/views/StockOverview/components/StockOverviewHeader/components/StatCard.tsx
new file mode 100644
index 00000000..6f988849
--- /dev/null
+++ b/src/views/StockOverview/components/StockOverviewHeader/components/StatCard.tsx
@@ -0,0 +1,110 @@
+/**
+ * StatCard - 统计卡片原子组件
+ * 用于展示单个统计指标，支持趋势显示和进度条
+ */
+import React, { memo, useMemo } from 'react';
+import {
+  Box,
+  Text,
+  Icon,
+  HStack,
+  VStack,
+  Progress,
+  Skeleton,
+} from '@chakra-ui/react';
+import { ArrowUp, ArrowDown } from 'lucide-react';
+import type { StatCardProps } from '../types';
+import { COLORS, statCardStyles, watermarkIconStyles } from '../styles';
+
+const StatCard: React.FC<StatCardProps> = memo(({
+  label,
+  value,
+  valueColor,
+  icon: IconComponent,
+  iconColor = COLORS.gold,
+  trend,
+  progressBar,
+  helpText,
+}) => {
+  // 缓存趋势图标计算
+  const TrendIcon = useMemo(() => {
+    if (!trend) return null;
+    if (trend.direction === 'up') return ArrowUp;
+    if (trend.direction === 'down') return ArrowDown;
+    return null;
+  }, [trend]);
+
+  // 缓存趋势颜色
+  const trendColor = useMemo(() => {
+    if (!trend) return undefined;
+    return trend.direction === 'up' ? COLORS.up : COLORS.down;
+  }, [trend]);
+
+  return (
+    <Box sx={statCardStyles}>
+      {/* 水印图标 */}
+      <Icon
+        as={IconComponent}
+        sx={watermarkIconStyles}
+        color={iconColor}
+      />
+
+      <VStack align="start" spacing={2}>
+        <Text fontSize="xs" color={COLORS.subText} fontWeight="medium">
+          {label}
+        </Text>
+
+        {value === null ? (
+          <Skeleton height="28px" width="80px" />
+        ) : (
+          <HStack spacing={2} align="baseline">
+            <Text
+              fontSize="xl"
+              fontWeight="bold"
+              color={valueColor || COLORS.text}
+            >
+              {value}
+            </Text>
+            {trend && TrendIcon && (
+              <HStack spacing={1} fontSize="xs" color={trendColor}>
+                <Icon as={TrendIcon} boxSize={3} />
+                <Text>{trend.percent.toFixed(1)}%</Text>
+                {trend.label && (
+                  <Text color={trendColor}>
+                    {trend.label}
+                  </Text>
+                )}
+              </HStack>
+            )}
+          </HStack>
+        )}
+
+        {helpText && (
+          <Text fontSize="xs" color={COLORS.subText}>
+            {helpText}
+          </Text>
+        )}
+
+        {progressBar && (
+          <Box w="100%" mt={1}>
+            <Progress
+              value={(progressBar.value / (progressBar.value + progressBar.total)) * 100}
+              size="xs"
+              borderRadius="full"
+              bg={progressBar.negativeColor}
+              sx={{
+                '& > div': {
+                  bg: progressBar.positiveColor,
+                },
+              }}
+            />
+          </Box>
+        )}
+      </VStack>
+    </Box>
+  );
+});
+
+StatCard.displayName = 'StatCard';
+
+export default StatCard;
diff --git a/src/views/StockOverview/components/StockOverviewHeader/components/index.ts b/src/views/StockOverview/components/StockOverviewHeader/components/index.ts
new file mode 100644
index 00000000..1a24e30c
--- /dev/null
+++ b/src/views/StockOverview/components/StockOverviewHeader/components/index.ts
@@ -0,0 +1 @@
+export { default as StatCard } from './StatCard';
diff --git a/src/views/StockOverview/components/StockOverviewHeader/index.tsx b/src/views/StockOverview/components/StockOverviewHeader/index.tsx
new file mode 100644
index 00000000..9bc07bfb
--- /dev/null
+++ b/src/views/StockOverview/components/StockOverviewHeader/index.tsx
@@ -0,0 +1,222 @@
+/**
+ * StockOverviewHeader - 个股中心头部组件
+ * 左右分栏：左侧标题+统计指标，右侧热力图
+ *
+ * 优化点：
+ * 1. 类型拆分到 types.ts
+ * 2. 样式常量拆分到 styles.ts
+ * 3. 工具函数拆分到 utils.ts
+ * 4. StatCard 拆分为原子组件
+ * 5. 使用 useMemo 缓存计算结果
+ */
+import React, { memo, useMemo } from 'react';
+import {
+  Box,
+  Flex,
+  Heading,
+  Text,
+  SimpleGrid,
+  Icon,
+  HStack,
+} from '@chakra-ui/react';
+import {
+  TrendingUp,
+  Zap,
+  Scale,
+  Banknote,
+  Wallet,
+  Rocket,
+} from 'lucide-react';
+import MarketHeatmap from '../MarketHeatmap';
+
+import type { StockOverviewHeaderProps } from './types';
+import { StatCard } from './components';
+import { COLORS, heatmapContainerStyles } from './styles';
+import { getAmountTrend, getMarketCapTrend, formatChangePercent, formatAmount } from './utils';
+
+const StockOverviewHeader: React.FC<StockOverviewHeaderProps> = ({
+  hotspotData,
+  limitStats,
+  marketStats,
+  heatmapData,
+  loadingHeatmap,
+  onStockClick,
+}) => {
+  // 缓存趋势计算
+  const amountTrend = useMemo(() => getAmountTrend(marketStats), [marketStats]);
+  const marketCapTrend = useMemo(() => getMarketCapTrend(marketStats), [marketStats]);
+
+  // 缓存涨跌幅显示值
+  const changePercentValue = useMemo(() => {
+    if (hotspotData?.index?.change_pct == null) return null;
+    return formatChangePercent(hotspotData.index.change_pct);
+  }, [hotspotData?.index?.change_pct]);
+
+  const changePercentColor = useMemo(() => {
+    return (hotspotData?.index?.change_pct ?? 0) >= 0 ? COLORS.up : COLORS.down;
+  }, [hotspotData?.index?.change_pct]);
+
+  // 缓存涨停/跌停值
+  const limitValue = useMemo(() => {
+    if (limitStats.limitUpCount > 0 || limitStats.limitDownCount > 0) {
+      return `${limitStats.limitUpCount}/${limitStats.limitDownCount}`;
+    }
+    return null;
+  }, [limitStats.limitUpCount, limitStats.limitDownCount]);
+
+  const limitProgressBar = useMemo(() => {
+    if (limitStats.limitUpCount > 0 || limitStats.limitDownCount > 0) {
+      return {
+        value: limitStats.limitUpCount,
+        total: limitStats.limitDownCount || 1,
+        positiveColor: COLORS.up,
+        negativeColor: COLORS.down,
+      };
+    }
+    return undefined;
+  }, [limitStats.limitUpCount, limitStats.limitDownCount]);
+
+  // 缓存多空对比值
+  const bullBearValue = useMemo(() => {
+    if (marketStats?.rising_count && marketStats?.falling_count) {
+      return `${marketStats.rising_count}/${marketStats.falling_count}`;
+    }
+    return null;
+  }, [marketStats?.rising_count, marketStats?.falling_count]);
+
+  const bullBearProgressBar = useMemo(() => {
+    if (marketStats?.rising_count && marketStats?.falling_count) {
+      return {
+        value: marketStats.rising_count,
+        total: marketStats.falling_count,
+        positiveColor: COLORS.up,
+        negativeColor: COLORS.down,
+      };
+    }
+    return undefined;
+  }, [marketStats?.rising_count, marketStats?.falling_count]);
+
+  // 缓存成交额和市值显示值
+  const amountValue = useMemo(() => {
+    return marketStats?.total_amount ? formatAmount(marketStats.total_amount) : null;
+  }, [marketStats?.total_amount]);
+
+  const marketCapValue = useMemo(() => {
+    return marketStats?.total_market_cap ? formatAmount(marketStats.total_market_cap) : null;
+  }, [marketStats?.total_market_cap]);
+
+  // 缓存连板龙头显示值
+  const continuousValue = useMemo(() => {
+    return limitStats.limitUpCount > 0 ? `${limitStats.limitUpCount}只` : '暂无';
+  }, [limitStats.limitUpCount]);
+
+  const continuousHelpText = useMemo(() => {
+    return limitStats.maxContinuousDays > 1
+      ? `最高${limitStats.maxContinuousDays}天`
+      : undefined;
+  }, [limitStats.maxContinuousDays]);
+
+  return (
+    <Box position="relative" zIndex={1} pt={8} pb={6} px={6}>
+      <Flex
+        direction={{ base: 'column', md: 'row' }}
+        gap={6}
+        align="stretch"
+      >
+        {/* 左侧：标题 + 统计指标 (40%) */}
+        <Box flex="4" minW={0}>
+          {/* 标题区 */}
+          <HStack spacing={3} mb={4}>
+            <Icon as={TrendingUp} boxSize={8} color={COLORS.gold} />
+            <Heading
+              size="xl"
+              bgGradient={`linear(to-r, ${COLORS.gold}, white)`}
+              bgClip="text"
+            >
+              个股中心
+            </Heading>
+          </HStack>
+          <Text color={COLORS.subText} fontSize="md" mb={6}>
+            实时追踪市场动态，洞察投资机会
+          </Text>
+
+          {/* 统计指标网格 */}
+          <SimpleGrid columns={{ base: 2, md: 3 }} spacing={4}>
+            {/* 大盘涨跌幅 */}
+            <StatCard
+              label="大盘涨跌幅"
+              value={changePercentValue}
+              valueColor={changePercentColor}
+              icon={TrendingUp}
+            />
+
+            {/* 涨停/跌停 */}
+            <StatCard
+              label="涨停/跌停"
+              value={limitValue}
+              icon={Zap}
+              iconColor={COLORS.up}
+              progressBar={limitProgressBar}
+            />
+
+            {/* 多空对比 */}
+            <StatCard
+              label="多空对比"
+              value={bullBearValue}
+              icon={Scale}
+              progressBar={bullBearProgressBar}
+            />
+
+            {/* 今日成交额 */}
+            <StatCard
+              label="今日成交额"
+              value={amountValue}
+              icon={Banknote}
+              trend={amountTrend}
+            />
+
+            {/* A股总市值 */}
+            <StatCard
+              label="A股总市值"
+              value={marketCapValue}
+              icon={Wallet}
+              trend={marketCapTrend}
+            />
+
+            {/* 连板龙头 */}
+            <StatCard
+              label="连板龙头"
+              value={continuousValue}
+              valueColor={COLORS.warning}
+              icon={Rocket}
+              iconColor={COLORS.warning}
+              helpText={continuousHelpText}
+            />
+          </SimpleGrid>
+        </Box>
+
+        {/* 右侧：热力图 (60%) */}
+        <Box flex="6" minH="400px" sx={heatmapContainerStyles}>
+          <MarketHeatmap
+            data={heatmapData}
+            height="384px"
+            loading={loadingHeatmap}
+            onStockClick={onStockClick}
+            showLegend={true}
+          />
+        </Box>
+      </Flex>
+    </Box>
+  );
+};
+
+export default memo(StockOverviewHeader);
+
+// 导出类型供外部使用
+export type {
+  StockOverviewHeaderProps,
+  HotspotData,
+  LimitStats,
+  MarketStats,
+  HeatmapDataItem,
+} from './types';
diff --git a/src/views/StockOverview/components/StockOverviewHeader/styles.ts b/src/views/StockOverview/components/StockOverviewHeader/styles.ts
new file mode 100644
index 00000000..56932aa3
--- /dev/null
+++ b/src/views/StockOverview/components/StockOverviewHeader/styles.ts
@@ -0,0 +1,60 @@
+/**
+ * StockOverviewHeader 样式常量
+ */
+import type { SystemStyleObject } from '@chakra-ui/react';
+
+/** 颜色常量 */
+export const COLORS = {
+  // 主题色
+  gold: '#8b5cf6',
+
+  // 文字颜色
+  text: 'rgba(255, 255, 255, 0.95)',
+  subText: 'rgba(255, 255, 255, 0.6)',
+
+  // 涨跌颜色
+  up: '#ff4d4d',
+  down: '#22c55e',
+
+  // 警告/连板颜色
+  warning: '#f59e0b',
+
+  // 背景与边框
+  cardBg: 'rgba(255, 255, 255, 0.03)',
+  border: 'rgba(255, 255, 255, 0.08)',
+} as const;
+
+/** StatCard 卡片样式 */
+export const statCardStyles: SystemStyleObject = {
+  bg: COLORS.cardBg,
+  borderWidth: '1px',
+  borderColor: COLORS.border,
+  borderRadius: 'xl',
+  p: 4,
+  position: 'relative',
+  overflow: 'hidden',
+  transition: 'all 0.2s',
+  _hover: {
+    borderColor: `${COLORS.gold}50`,
+    transform: 'translateY(-2px)',
+  },
+};
+
+/** 水印图标样式 */
+export const watermarkIconStyles: SystemStyleObject = {
+  position: 'absolute',
+  right: 2,
+  bottom: 2,
+  boxSize: 12,
+  opacity: 0.1,
+};
+
+/** 热力图容器样式 */
+export const heatmapContainerStyles: SystemStyleObject = {
+  bg: COLORS.cardBg,
+  borderWidth: '1px',
+  borderColor: COLORS.border,
+  borderRadius: '2xl',
+  overflow: 'hidden',
+  p: 2,
+};
diff --git a/src/views/StockOverview/components/StockOverviewHeader/types.ts b/src/views/StockOverview/components/StockOverviewHeader/types.ts
new file mode 100644
index 00000000..fd8608d1
--- /dev/null
+++ b/src/views/StockOverview/components/StockOverviewHeader/types.ts
@@ -0,0 +1,81 @@
+/**
+ * StockOverviewHeader 类型定义
+ */
+
+/** 趋势方向类型 */
+export type TrendDirection = 'up' | 'down' | 'flat';
+
+/** 热点数据 */
+export interface HotspotData {
+  index?: {
+    change_pct?: number;
+  };
+}
+
+/** 涨跌停统计 */
+export interface LimitStats {
+  limitUpCount: number;
+  limitDownCount: number;
+  continuousLimitCount: number;
+  maxContinuousDays: number;
+}
+
+/** 市场统计数据 */
+export interface MarketStats {
+  rising_count?: number;
+  falling_count?: number;
+  total_amount?: number;
+  total_market_cap?: number;
+  yesterday?: {
+    total_amount?: number;
+    total_market_cap?: number;
+  };
+}
+
+/** 热力图数据项 */
+export interface HeatmapDataItem {
+  stock_code: string;
+  stock_name: string;
+  change_percent: number;
+  market_cap: number;
+  amount: number;
+  industry?: string;
+  province?: string;
+}
+
+/** StockOverviewHeader 组件 Props */
+export interface StockOverviewHeaderProps {
+  hotspotData: HotspotData | null;
+  limitStats: LimitStats;
+  marketStats: MarketStats | null;
+  heatmapData: HeatmapDataItem[];
+  loadingHeatmap: boolean;
+  onStockClick?: (code: string, name: string) => void;
+}
+
+/** 趋势配置 */
+export interface TrendConfig {
+  direction: TrendDirection;
+  percent: number;
+  label?: string;
+}
+
+/** 进度条配置 */
+export interface ProgressBarConfig {
+  value: number;
+  total: number;
+  positiveColor: string;
+  negativeColor: string;
+}
+
+/** StatCard 组件 Props */
+export interface StatCardProps {
+  label: string;
+  value: string | null;
+  valueColor?: string;
+  icon: React.ElementType;
+  iconColor?: string;
+  trend?: TrendConfig;
+  progressBar?: ProgressBarConfig;
+  helpText?: string;
+}
diff --git a/src/views/StockOverview/components/StockOverviewHeader/utils.ts b/src/views/StockOverview/components/StockOverviewHeader/utils.ts
new file mode 100644
index 00000000..b0a643a8
--- /dev/null
+++ b/src/views/StockOverview/components/StockOverviewHeader/utils.ts
@@ -0,0 +1,81 @@
+/**
+ * StockOverviewHeader 工具函数
+ */
+import type { MarketStats, TrendConfig, TrendDirection } from './types';
+
+/**
+ * 获取趋势方向
+ * @param change 变化百分比
+ * @returns 趋势方向
+ */
+export const getTrendDirection = (change: number): TrendDirection => {
+  if (change > 0.01) return 'up';
+  if (change < -0.01) return 'down';
+  return 'flat';
+};
+
+/**
+ * 计算成交额趋势
+ * @param marketStats 市场统计数据
+ * @returns 趋势配置
+ */
+export const getAmountTrend = (marketStats: MarketStats | null): TrendConfig | undefined => {
+  if (!marketStats?.yesterday?.total_amount || !marketStats.total_amount) {
+    return undefined;
+  }
+
+  const change =
+    ((marketStats.total_amount - marketStats.yesterday.total_amount) /
+      marketStats.yesterday.total_amount) *
+    100;
+
+  const direction = getTrendDirection(change);
+
+  return {
+    direction,
+    percent: Math.abs(change),
+    label: change > 5 ? '放量' : change < -5 ? '缩量' : undefined,
+  };
+};
+
+/**
+ * 计算市值趋势
+ * @param marketStats 市场统计数据
+ * @returns 趋势配置
+ */
+export const getMarketCapTrend = (marketStats: MarketStats | null): TrendConfig | undefined => {
+  if (!marketStats?.yesterday?.total_market_cap || !marketStats.total_market_cap) {
+    return undefined;
+  }
+
+  const change =
+    ((marketStats.total_market_cap - marketStats.yesterday.total_market_cap) /
+      marketStats.yesterday.total_market_cap) *
+    100;
+
+  const direction = getTrendDirection(change);
+
+  return {
+    direction,
+    percent: Math.abs(change),
+  };
+};
+
+/**
+ * 格式化涨跌幅显示
+ * @param value 涨跌幅数值
+ * @returns 格式化后的字符串
+ */
+export const formatChangePercent = (value: number): string => {
+  const sign = value >= 0 ? '+' : '';
+  return `${sign}${value.toFixed(2)}%`;
+};
+
+/**
+ * 格式化金额（单位：万亿）
+ * @param value 金额数值（单位：亿）
+ * @returns 格式化后的字符串
+ */
+export const formatAmount = (value: number): string => {
+  return `${(value / 10000).toFixed(1)}万亿`;
+};