526 lines
28 KiB
HTML
526 lines
28 KiB
HTML
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<!DOCTYPE html>
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<html lang="zh-CN">
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<head>
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<meta charset="utf-8" />
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<meta name="viewport" content="width=device-width, initial-scale=1, shrink-to-fit=no">
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<title>金砖支付概念深度分析</title>
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<!-- Nucleo Icons -->
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<!-- CSS Files -->
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<style>
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body {
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font-family: 'Inter', sans-serif;
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background-color: #f8fafc;
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color: #334155;
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}
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.gradient-bg {
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background: linear-gradient(135deg, #0ea5e9 0%, #3b82f6 50%, #6366f1 100%);
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.card-shadow {
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box-shadow: 0 10px 15px -3px rgba(0, 0, 0, 0.1), 0 4px 6px -2px rgba(0, 0, 0, 0.05);
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}
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.highlight {
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background-color: rgba(59, 130, 246, 0.1);
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padding: 2px 4px;
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border-radius: 4px;
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font-weight: 600;
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}
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.table-responsive {
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overflow-x: auto;
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}
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@media (max-width: 768px) {
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.mobile-stack {
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flex-direction: column;
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}
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.mobile-w-full {
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width: 100% !important;
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}
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}
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</style>
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</head>
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<body>
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<div id="vanta-bg" class="fixed inset-0 z-0"></div>
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<div class="relative z-10">
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<div class="container mx-auto px-4 py-8 max-w-6xl">
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<!-- 标题部分 -->
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<div class="text-center mb-12 mt-8">
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<h1 class="text-4xl md:text-5xl font-bold text-white mb-4">金砖支付概念深度分析</h1>
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<p class="text-xl text-blue-100 max-w-3xl mx-auto">探索金砖国家跨境支付系统的机遇与挑战</p>
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</div>
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<!-- 概念事件 -->
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<div class="bg-white rounded-xl card-shadow p-6 mb-8">
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<h2 class="text-2xl font-bold text-gray-800 mb-6 flex items-center">
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<i class="fas fa-calendar-alt text-blue-500 mr-3"></i>概念事件
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</h2>
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<div class="mb-4">
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<p class="text-lg mb-2"><span class="font-semibold">背景：</span>金砖国家（BRICS）为减少对美元及SWIFT系统的依赖，推动建立<span class="highlight">独立跨境支付系统</span>（BRICS Pay）。</p>
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</div>
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<div class="relative pl-8">
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<div class="timeline-line"></div>
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<div class="mb-6 relative">
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<div class="timeline-dot"></div>
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<div class="bg-blue-50 rounded-lg p-4">
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<h3 class="font-bold text-blue-700">2024年8月</h3>
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<p>俄媒误传"159国将采用金砖支付系统"（后被辟谣）。</p>
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</div>
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</div>
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<div class="mb-6 relative">
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<div class="timeline-dot"></div>
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<div class="bg-blue-50 rounded-lg p-4">
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<h3 class="font-bold text-blue-700">2024年10月22-24日</h3>
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<p>喀山金砖峰会正式讨论BRICS Pay，俄罗斯央行宣布系统<span class="highlight">10月上线</span>（实际为政治宣示）。</p>
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</div>
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</div>
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<div class="mb-6 relative">
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<div class="timeline-dot"></div>
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<div class="bg-blue-50 rounded-lg p-4">
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<h3 class="font-bold text-blue-700">2024年10月</h3>
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<p>中国CIPS系统与越南二维码互联互通，银联国际签署合作备忘录。</p>
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</div>
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</div>
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<div class="relative">
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<div class="timeline-dot"></div>
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<div class="bg-blue-50 rounded-lg p-4">
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<h3 class="font-bold text-blue-700">2025年</h3>
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<p>小商品城、新大陆等公司跨境支付业务加速（如义乌结算量<span class="highlight">2024年预计60亿美元</span>，新大陆拉美POS市占率第一）。</p>
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</div>
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</div>
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</div>
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</div>
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<!-- 核心观点摘要 -->
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<div class="bg-gradient-to-r from-blue-600 to-indigo-700 rounded-xl card-shadow p-6 mb-8 text-white">
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<h2 class="text-2xl font-bold mb-6 flex items-center">
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<i class="fas fa-lightbulb text-yellow-300 mr-3"></i>核心观点摘要
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</h2>
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<div class="grid grid-cols-1 md:grid-cols-3 gap-6">
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<div class="bg-blue-800 bg-opacity-50 rounded-lg p-5">
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<h3 class="text-xl font-bold mb-3 text-blue-100">阶段判断</h3>
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<p>当前处于<span class="text-yellow-300 font-semibold">政策驱动+主题炒作</span>阶段，技术无瓶颈但落地场景有限，<span class="text-yellow-300 font-semibold">2025年或进入订单验证期</span>。</p>
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</div>
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<div class="bg-blue-800 bg-opacity-50 rounded-lg p-5">
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<h3 class="text-xl font-bold mb-3 text-blue-100">核心驱动力</h3>
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<p>地缘政治（去美元化）+中国支付技术输出（CIPS/数字人民币）+新兴市场贸易增长（金砖GDP占全球<span class="text-yellow-300 font-semibold">30%</span>）。</p>
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</div>
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<div class="bg-blue-800 bg-opacity-50 rounded-lg p-5">
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<h3 class="text-xl font-bold mb-3 text-blue-100">潜力</h3>
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<p>若金砖国家贸易本币结算比例提升至<span class="text-yellow-300 font-semibold">20%</span>，跨境支付市场规模或达<span class="text-yellow-300 font-semibold">百万亿人民币级</span>。</p>
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</div>
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</div>
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</div>
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<!-- 核心逻辑与市场认知分析 -->
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<div class="bg-white rounded-xl card-shadow p-6 mb-8">
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<h2 class="text-2xl font-bold text-gray-800 mb-6 flex items-center">
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<i class="fas fa-brain text-purple-500 mr-3"></i>核心逻辑与市场认知分析
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</h2>
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<div class="mb-8">
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<h3 class="text-xl font-semibold text-gray-700 mb-4">核心驱动力</h3>
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<div class="space-y-4">
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<div class="flex items-start">
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<div class="flex-shrink-0 mt-1 mr-3">
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<div class="w-8 h-8 rounded-full bg-purple-100 flex items-center justify-center">
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<i class="fas fa-globe text-purple-600"></i>
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</div>
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</div>
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<div>
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<h4 class="font-semibold text-gray-800">政治刚需</h4>
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<p>俄乌冲突后，SWIFT武器化倒逼金砖国家寻求替代方案（普京称"<span class="highlight">不是封闭系统，但需尊重主权</span>"）。</p>
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</div>
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</div>
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<div class="flex items-start">
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<div class="flex-shrink-0 mt-1 mr-3">
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<div class="w-8 h-8 rounded-full bg-purple-100 flex items-center justify-center">
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<i class="fas fa-microchip text-purple-600"></i>
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</div>
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</div>
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<div>
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<h4 class="font-semibold text-gray-800">技术就绪</h4>
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<p>中国CIPS已接入<span class="highlight">140家直接银行</span>、覆盖1500家间接银行，数字人民币桥（mBridge）完成阿联酋-泰国试点。</p>
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</div>
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</div>
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<div class="flex items-start">
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<div class="flex-shrink-0 mt-1 mr-3">
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<div class="w-8 h-8 rounded-full bg-purple-100 flex items-center justify-center">
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<i class="fas fa-handshake text-purple-600"></i>
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</div>
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</div>
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<div>
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<h4 class="font-semibold text-gray-800">贸易基础</h4>
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<p>2024年上海口岸对金砖国家进出口<span class="highlight">7477亿元</span>（+5.4%），义乌1039模式结算额<span class="highlight">400亿美元</span>（占义乌外贸77%）。</p>
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</div>
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</div>
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</div>
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</div>
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<div class="mb-8">
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<h3 class="text-xl font-semibold text-gray-700 mb-4">市场热度与情绪</h3>
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<div class="grid grid-cols-1 md:grid-cols-2 gap-6">
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<div class="bg-red-50 rounded-lg p-5 border-l-4 border-red-500">
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<h4 class="font-bold text-red-700 mb-2">新闻热度</h4>
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<p>10月21日"跨境支付概念"板块单日涨幅<span class="highlight">超7%</span>（中油资本、新国都等涨停），但10月16日曾<span class="highlight">集体跌停</span>（小商品城触及跌停），显示<span class="highlight">情绪极端化</span>。</p>
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</div>
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<div class="bg-yellow-50 rounded-lg p-5 border-l-4 border-yellow-500">
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<h4 class="font-bold text-yellow-700 mb-2">研报分歧</h4>
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<p>兴证计算机指出BRICS Pay"<span class="highlight">政治意义＞实际交易量</span>"，而华西计算机团队认为"<span class="highlight">百万亿级市场</span>"。</p>
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</div>
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</div>
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</div>
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<div>
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<h3 class="text-xl font-semibold text-gray-700 mb-4">预期差分析</h3>
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<div class="space-y-4">
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<div class="bg-gray-50 rounded-lg p-5">
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<h4 class="font-bold text-gray-800 mb-2">市场忽略点</h4>
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<ul class="list-disc pl-5 space-y-2">
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<li><span class="font-semibold">汇率结算仍绕美元</span>：专家直言"<span class="highlight">所有支付问题本质是主权货币信用</span>"，人民币国际化需突破清算行瓶颈（目前仅中行等少数机构有海外清算资格）。</li>
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<li><span class="font-semibold">数据变现才是真盈利</span>：支付公司核心利润来自<span class="highlight">汇差套利</span>（香港离岸人民币价差）和<span class="highlight">商户数据资产化</span>（如信贷、供应链金融），而非手续费。</li>
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</ul>
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</div>
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</div>
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</div>
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</div>
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<!-- 关键催化剂与未来发展路径 -->
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<div class="bg-white rounded-xl card-shadow p-6 mb-8">
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<h2 class="text-2xl font-bold text-gray-800 mb-6 flex items-center">
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<i class="fas fa-rocket text-green-500 mr-3"></i>关键催化剂与未来发展路径
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</h2>
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<div class="mb-8">
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<h3 class="text-xl font-semibold text-gray-700 mb-4">近期催化剂（3-6个月）</h3>
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<div class="grid grid-cols-1 md:grid-cols-3 gap-4">
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<div class="bg-green-50 rounded-lg p-4 border border-green-200">
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<div class="flex items-center mb-2">
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<div class="w-10 h-10 rounded-full bg-green-100 flex items-center justify-center mr-3">
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<span class="text-green-700 font-bold">1</span>
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</div>
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<h4 class="font-semibold text-green-800">政策落地</h4>
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</div>
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<p>2025年Q1金砖国家或公布BRICS Pay首批试点国家（如俄罗斯-印度能源贸易）。</p>
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</div>
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<div class="bg-green-50 rounded-lg p-4 border border-green-200">
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<div class="flex items-center mb-2">
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<div class="w-10 h-10 rounded-full bg-green-100 flex items-center justify-center mr-3">
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<span class="text-green-700 font-bold">2</span>
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</div>
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<h4 class="font-semibold text-green-800">牌照发放</h4>
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</div>
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<p>香港稳定币法案落地，小商品城、新大陆申请<span class="highlight">香港MSO牌照</span>（2025年6月会议提及）。</p>
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</div>
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<div class="bg-green-50 rounded-lg p-4 border border-green-200">
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<div class="flex items-center mb-2">
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<div class="w-10 h-10 rounded-full bg-green-100 flex items-center justify-center mr-3">
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<span class="text-green-700 font-bold">3</span>
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</div>
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<h4 class="font-semibold text-green-800">订单验证</h4>
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</div>
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<p>新大陆2025年巴西数字钱包渗透率目标<span class="highlight">41%</span>（当前16%），需跟踪POS出货量。</p>
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</div>
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</div>
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</div>
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<div>
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<h3 class="text-xl font-semibold text-gray-700 mb-4">长期路径（2025-2027）</h3>
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<div class="relative">
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<div class="absolute left-4 top-0 bottom-0 w-0.5 bg-blue-200"></div>
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<div class="space-y-6 pl-10">
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<div class="relative">
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<div class="absolute -left-10 top-2 w-8 h-8 rounded-full bg-blue-500 flex items-center justify-center text-white font-bold">1</div>
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<div class="bg-blue-50 rounded-lg p-4">
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<h4 class="font-bold text-blue-700 mb-1">阶段1（2025）</h4>
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<p>示范场景落地（如中俄原油贸易人民币结算）。</p>
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</div>
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</div>
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<div class="relative">
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<div class="absolute -left-10 top-2 w-8 h-8 rounded-full bg-blue-500 flex items-center justify-center text-white font-bold">2</div>
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<div class="bg-blue-50 rounded-lg p-4">
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<h4 class="font-bold text-blue-700 mb-1">阶段2（2026）</h4>
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<p>金砖国家央行数字货币桥扩容至<span class="highlight">10国</span>。</p>
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</div>
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</div>
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<div class="relative">
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<div class="absolute -left-10 top-2 w-8 h-8 rounded-full bg-blue-500 flex items-center justify-center text-white font-bold">3</div>
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<div class="bg-blue-50 rounded-lg p-4">
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<h4 class="font-bold text-blue-700 mb-1">阶段3（2027）</h4>
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<p>形成"<span class="highlight">CIPS+数字人民币+稳定币</span>"多层架构，挑战SWIFT 5%市场份额（当前CIPS仅占<span class="highlight">1%-2%</span>）。</p>
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</div>
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</div>
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</div>
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</div>
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</div>
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</div>
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<!-- 产业链与核心公司深度剖析 -->
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<div class="bg-white rounded-xl card-shadow p-6 mb-8">
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<h2 class="text-2xl font-bold text-gray-800 mb-6 flex items-center">
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<i class="fas fa-sitemap text-indigo-500 mr-3"></i>产业链与核心公司深度剖析
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</h2>
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<div class="mb-8">
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<h3 class="text-xl font-semibold text-gray-700 mb-4">产业链图谱</h3>
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<div class="flex flex-col md:flex-row justify-between items-center mb-6">
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<div class="w-full md:w-1/3 mb-4 md:mb-0">
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<div class="bg-indigo-50 rounded-lg p-4 text-center border border-indigo-200">
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<h4 class="font-bold text-indigo-700 mb-2">上游</h4>
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<p>央行（CIPS系统）、区块链安全（格尔软件、信安世纪）</p>
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</div>
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</div>
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<div class="w-full md:w-1/3 mb-4 md:mb-0">
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<div class="bg-indigo-50 rounded-lg p-4 text-center border border-indigo-200">
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<h4 class="font-bold text-indigo-700 mb-2">中游</h4>
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<p>支付服务商（新大陆、拉卡拉）、银行IT（长亮科技、四方精创）</p>
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</div>
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</div>
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<div class="w-full md:w-1/3">
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<div class="bg-indigo-50 rounded-lg p-4 text-center border border-indigo-200">
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<h4 class="font-bold text-indigo-700 mb-2">下游</h4>
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<p>贸易场景（义乌小商品城）、新兴市场收单（拉美、非洲）</p>
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</div>
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</div>
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</div>
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</div>
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<div class="mb-8">
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<h3 class="text-xl font-semibold text-gray-700 mb-4">核心玩家对比</h3>
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<div class="overflow-x-auto">
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<table class="min-w-full bg-white border border-gray-200">
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<thead>
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<tr class="bg-gray-50">
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<th class="py-3 px-4 border-b text-left font-semibold text-gray-700">公司</th>
|
||
<th class="py-3 px-4 border-b text-left font-semibold text-gray-700">角色</th>
|
||
<th class="py-3 px-4 border-b text-left font-semibold text-gray-700">进展</th>
|
||
<th class="py-3 px-4 border-b text-left font-semibold text-gray-700">风险</th>
|
||
</tr>
|
||
</thead>
|
||
<tbody>
|
||
<tr>
|
||
<td class="py-3 px-4 border-b font-semibold">新大陆</td>
|
||
<td class="py-3 px-4 border-b">全球POS龙头</td>
|
||
<td class="py-3 px-4 border-b">拉美市占率第二，巴西<span class="highlight">Pix系统</span>合作方，2024年跨境支付流水目标<span class="highlight">60亿美元</span></td>
|
||
<td class="py-3 px-4 border-b">地缘政治（俄罗斯市场谨慎）</td>
|
||
</tr>
|
||
<tr class="bg-gray-50">
|
||
<td class="py-3 px-4 border-b font-semibold">小商品城</td>
|
||
<td class="py-3 px-4 border-b">贸易场景闭环</td>
|
||
<td class="py-3 px-4 border-b">义乌1039模式结算量<span class="highlight">超四大行总和</span>，申请香港稳定币牌照</td>
|
||
<td class="py-3 px-4 border-b">政策审批延迟（1039纳入待批复）</td>
|
||
</tr>
|
||
<tr>
|
||
<td class="py-3 px-4 border-b font-semibold">华峰超纤</td>
|
||
<td class="py-3 px-4 border-b">技术服务商</td>
|
||
<td class="py-3 px-4 border-b">威富通交付<span class="highlight">数字人民币跨境系统</span>，服务中东、非洲银行</td>
|
||
<td class="py-3 px-4 border-b">订单规模小（2023年收入占比<5%）</td>
|
||
</tr>
|
||
<tr class="bg-gray-50">
|
||
<td class="py-3 px-4 border-b font-semibold">中油资本</td>
|
||
<td class="py-3 px-4 border-b">能源金融通道</td>
|
||
<td class="py-3 px-4 border-b">昆仑银行中俄原油贸易结算唯一通道，2024年Q3跨境业务量<span class="highlight">+40%</span></td>
|
||
<td class="py-3 px-4 border-b">美国制裁风险（次级制裁）</td>
|
||
</tr>
|
||
</tbody>
|
||
</table>
|
||
</div>
|
||
</div>
|
||
|
||
<div>
|
||
<h3 class="text-xl font-semibold text-gray-700 mb-4">验证与证伪</h3>
|
||
<div class="grid grid-cols-1 md:grid-cols-2 gap-6">
|
||
<div class="bg-green-50 rounded-lg p-5 border-l-4 border-green-500">
|
||
<h4 class="font-bold text-green-700 mb-2">数据印证</h4>
|
||
<p>小商品城2024年跨境支付净利润<span class="highlight">3700万元</span>（2023年同期刚转正），验证"规模效应"逻辑。</p>
|
||
</div>
|
||
<div class="bg-red-50 rounded-lg p-5 border-l-4 border-red-500">
|
||
<h4 class="font-bold text-red-700 mb-2">风险点</h4>
|
||
<p>四方精创虽参与mBridge，但2024年H1收入中<span class="highlight">CBDC占比不足3%</span>，存在过度炒作。</p>
|
||
</div>
|
||
</div>
|
||
</div>
|
||
</div>
|
||
|
||
<!-- 潜在风险与挑战 -->
|
||
<div class="bg-white rounded-xl card-shadow p-6 mb-8">
|
||
<h2 class="text-2xl font-bold text-gray-800 mb-6 flex items-center">
|
||
<i class="fas fa-exclamation-triangle text-red-500 mr-3"></i>潜在风险与挑战
|
||
</h2>
|
||
<div class="overflow-x-auto">
|
||
<table class="min-w-full bg-white border border-gray-200">
|
||
<thead>
|
||
<tr class="bg-gray-50">
|
||
<th class="py-3 px-4 border-b text-left font-semibold text-gray-700">风险类型</th>
|
||
<th class="py-3 px-4 border-b text-left font-semibold text-gray-700">具体表现</th>
|
||
</tr>
|
||
</thead>
|
||
<tbody>
|
||
<tr>
|
||
<td class="py-3 px-4 border-b font-semibold">技术风险</td>
|
||
<td class="py-3 px-4 border-b">数字人民币桥需解决<span class="highlight">汇率实时锚定</span>问题（当前仍依赖美元中间价）。</td>
|
||
</tr>
|
||
<tr class="bg-gray-50">
|
||
<td class="py-3 px-4 border-b font-semibold">商业化风险</td>
|
||
<td class="py-3 px-4 border-b">新兴市场<span class="highlight">本地货币波动大</span>（如阿根廷比索年贬值50%），稳定币需求≠支付系统需求。</td>
|
||
</tr>
|
||
<tr>
|
||
<td class="py-3 px-4 border-b font-semibold">政策风险</td>
|
||
<td class="py-3 px-4 border-b">美国或扩大对CIPS参与银行的<span class="highlight">次级制裁</span>（如2024年12月传闻）。</td>
|
||
</tr>
|
||
<tr class="bg-gray-50">
|
||
<td class="py-3 px-4 border-b font-semibold">信息矛盾</td>
|
||
<td class="py-3 px-4 border-b">俄媒曾误传"159国加入"（实际仅<span class="highlight">35国参会</span>），需警惕舆论误导。</td>
|
||
</tr>
|
||
</tbody>
|
||
</table>
|
||
</div>
|
||
</div>
|
||
|
||
<!-- 综合结论与投资启示 -->
|
||
<div class="bg-gradient-to-r from-indigo-600 to-purple-700 rounded-xl card-shadow p-6 mb-8 text-white">
|
||
<h2 class="text-2xl font-bold mb-6 flex items-center">
|
||
<i class="fas fa-chart-line text-yellow-300 mr-3"></i>综合结论与投资启示
|
||
</h2>
|
||
<div class="mb-6">
|
||
<h3 class="text-xl font-bold mb-3 text-indigo-100">阶段判断</h3>
|
||
<p><span class="text-yellow-300 font-semibold">主题炒作末期→订单验证初期</span>，2025年Q2前需观察巴西、俄罗斯实际结算量。</p>
|
||
</div>
|
||
<div class="mb-6">
|
||
<h3 class="text-xl font-bold mb-3 text-indigo-100">高价值方向</h3>
|
||
<div class="grid grid-cols-1 md:grid-cols-2 gap-4">
|
||
<div class="bg-indigo-800 bg-opacity-50 rounded-lg p-4">
|
||
<h4 class="font-bold text-yellow-300 mb-2">硬件出海</h4>
|
||
<p>新大陆（拉美POS渗透率提升+跨境牌照稀缺性）。</p>
|
||
</div>
|
||
<div class="bg-indigo-800 bg-opacity-50 rounded-lg p-4">
|
||
<h4 class="font-bold text-yellow-300 mb-2">场景闭环</h4>
|
||
<p>小商品城（义乌贸易数据+稳定币试点）。</p>
|
||
</div>
|
||
</div>
|
||
</div>
|
||
<div>
|
||
<h3 class="text-xl font-bold mb-3 text-indigo-100">跟踪指标</h3>
|
||
<ul class="list-disc pl-5 space-y-2">
|
||
<li><span class="font-semibold">CIPS月度交易量</span>（央行官网披露）。</li>
|
||
<li><span class="font-semibold">小商品城香港牌照进度</span>（2025年H1落地预期）。</li>
|
||
<li><span class="font-semibold">新大陆巴西Pix系统商户数</span>（2025年目标<span class="text-yellow-300 font-semibold">10万家</span>）。</li>
|
||
</ul>
|
||
</div>
|
||
<div class="mt-6 p-4 bg-red-900 bg-opacity-30 rounded-lg">
|
||
<p class="font-bold text-red-200">风险提示：</p>
|
||
<p>若2025年金砖峰会未公布具体结算数据，板块或面临<span class="text-yellow-300 font-semibold">戴维斯双杀</span>（估值+业绩下修）。</p>
|
||
</div>
|
||
</div>
|
||
|
||
<!-- 关联股票表格 -->
|
||
<div class="bg-white rounded-xl card-shadow p-6 mb-8">
|
||
<h2 class="text-2xl font-bold text-gray-800 mb-6 flex items-center">
|
||
<i class="fas fa-table text-blue-500 mr-3"></i>关联股票
|
||
</h2>
|
||
<div class="table-responsive">
|
||
<table class="min-w-full bg-white border border-gray-200">
|
||
<thead>
|
||
<tr class="bg-gray-50">
|
||
<th class="py-3 px-4 border-b text-left font-semibold text-gray-700">股票</th>
|
||
<th class="py-3 px-4 border-b text-left font-semibold text-gray-700">项目</th>
|
||
<th class="py-3 px-4 border-b text-left font-semibold text-gray-700">行业</th>
|
||
<th class="py-3 px-4 border-b text-left font-semibold text-gray-700">分类</th>
|
||
<th class="py-3 px-4 border-b text-left font-semibold text-gray-700">产业链</th>
|
||
<th class="py-3 px-4 border-b text-left font-semibold text-gray-700">原因</th>
|
||
</tr>
|
||
</thead>
|
||
<tbody>
|
||
<tr>
|
||
<td class="py-3 px-4 border-b font-semibold">中油资本</td>
|
||
<td class="py-3 px-4 border-b">BRICS Pay</td>
|
||
<td class="py-3 px-4 border-b">金融服务</td>
|
||
<td class="py-3 px-4 border-b">能源金融</td>
|
||
<td class="py-3 px-4 border-b">跨境支付、国际结算</td>
|
||
<td class="py-3 px-4 border-b">昆仑银行依托中俄原油贸易搭建结算与融资桥梁，为中伊两国企业提供国际结算、外汇交易、跨境担保等服务，是中伊双边经贸的重要金融窗口，其控股公司为中油资本。</td>
|
||
</tr>
|
||
<tr class="bg-gray-50">
|
||
<td class="py-3 px-4 border-b font-semibold">华峰超纤</td>
|
||
<td class="py-3 px-4 border-b">跨境支付系统</td>
|
||
<td class="py-3 px-4 border-b">支付系统开发</td>
|
||
<td class="py-3 px-4 border-b">金融科技</td>
|
||
<td class="py-3 px-4 border-b">跨境支付、数字人民币</td>
|
||
<td class="py-3 px-4 border-b">子公司威富通为多家海外银行提供跨境收款及移动支付系统开发与运营服务，已成功交付数字人民币跨境支付系统。</td>
|
||
</tr>
|
||
<tr>
|
||
<td class="py-3 px-4 border-b font-semibold">四方精创</td>
|
||
<td class="py-3 px-4 border-b">多边央行数字货币桥（mBridge）</td>
|
||
<td class="py-3 px-4 border-b">数字货币</td>
|
||
<td class="py-3 px-4 border-b">技术服务商</td>
|
||
<td class="py-3 px-4 border-b">跨境支付、央行数字货币（CBDC）</td>
|
||
<td class="py-3 px-4 border-b">公司参与多边央行数字货币桥项目，具备CBDC及跨境支付经验，未来可能协助央行及商业银行接入BRICS Pay系统。</td>
|
||
</tr>
|
||
<tr class="bg-gray-50">
|
||
<td class="py-3 px-4 border-b font-semibold">高伟达</td>
|
||
<td class="py-3 px-4 border-b">跨境支付与结算系统</td>
|
||
<td class="py-3 px-4 border-b">金融IT服务</td>
|
||
<td class="py-3 px-4 border-b">系统建设与维护</td>
|
||
<td class="py-3 px-4 border-b">跨境支付、银行结算</td>
|
||
<td class="py-3 px-4 border-b">公司参与国内部分银行的跨境支付和结算系统建设与维护，直接服务于金融基础设施领域。</td>
|
||
</tr>
|
||
<tr>
|
||
<td class="py-3 px-4 border-b font-semibold">仁东控股</td>
|
||
<td class="py-3 px-4 border-b">跨境人民币支付</td>
|
||
<td class="py-3 px-4 border-b">第三方支付</td>
|
||
<td class="py-3 px-4 border-b">支付服务</td>
|
||
<td class="py-3 px-4 border-b">跨境支付、支付牌照</td>
|
||
<td class="py-3 px-4 border-b">子公司合利宝拥有跨境人民币业务资质和支付业务许可，是国内领先的第三方支付公司，具备跨境支付服务能力。</td>
|
||
</tr>
|
||
</tbody>
|
||
</table>
|
||
</div>
|
||
</div>
|
||
</div>
|
||
</div>
|
||
|
||
<!-- 背景动画脚本 -->
|
||
<script src="https://cdnjs.cloudflare.com/ajax/libs/three.js/r134/three.min.js"></script>
|
||
<script src="https://cdnjs.cloudflare.com/ajax/libs/vanta/0.5.24/vanta.waves.min.js"></script>
|
||
<script>
|
||
VANTA.WAVES({
|
||
el: "#vanta-bg",
|
||
mouseControls: true,
|
||
touchControls: true,
|
||
gyroControls: false,
|
||
minHeight: 200.00,
|
||
minWidth: 200.00,
|
||
scale: 1.00,
|
||
scaleMobile: 1.00,
|
||
color: 0x1e40af,
|
||
shininess: 30.00,
|
||
waveHeight: 10.00,
|
||
waveSpeed: 0.75,
|
||
zoom: 0.75
|
||
});
|
||
</script>
|
||
</body>
|
||
</html>
|
||
``` |