580 lines
44 KiB
HTML
580 lines
44 KiB
HTML
<!DOCTYPE html>
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<html lang="zh-CN" data-theme="night">
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<head>
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<meta charset="UTF-8">
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<meta name="viewport" content="width=device-width, initial-scale=1.0">
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<title>深度研报：跨境支付 - 国家战略与技术革命的双重奏</title>
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<link href="https://cdn.jsdelivr.net/npm/daisyui@4.11.1/dist/full.min.css" rel="stylesheet" type="text/css" />
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<script src="https://cdn.tailwindcss.com"></script>
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<script defer src="https://cdn.jsdelivr.net/npm/alpinejs@3.x.x/dist/cdn.min.js"></script>
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<script src="https://cdn.jsdelivr.net/npm/echarts@5.5.0/dist/echarts.min.js"></script>
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<style>
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@import url('https://fonts.googleapis.com/css2?family=Poppins:wght@300;400;500;600;700&display=swap');
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body {
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font-family: 'Poppins', 'Microsoft YaHei', sans-serif;
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background-color: #01010a;
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color: #e0e0e0;
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overflow-x: hidden;
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}
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.glass-card {
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background: rgba(10, 10, 25, 0.4);
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-webkit-backdrop-filter: blur(20px);
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backdrop-filter: blur(20px);
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border: 1px solid rgba(255, 255, 255, 0.1);
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transition: all 0.3s ease;
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}
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.glass-card:hover {
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background: rgba(20, 20, 45, 0.6);
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border: 1px solid rgba(255, 255, 255, 0.2);
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transform: translateY(-5px);
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box-shadow: 0 0 40px rgba(76, 29, 149, 0.5);
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}
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.glow-text {
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text-shadow: 0 0 8px rgba(138, 43, 226, 0.6), 0 0 16px rgba(138, 43, 226, 0.4);
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}
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.section-title {
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font-size: 2.5rem;
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font-weight: 700;
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letter-spacing: -0.025em;
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background: linear-gradient(90deg, #a855f7, #6366f1, #0ea5e9);
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-webkit-background-clip: text;
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-webkit-text-fill-color: transparent;
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padding-bottom: 0.5rem;
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position: relative;
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}
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.section-title::after {
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content: '';
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position: absolute;
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bottom: 0;
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left: 0;
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width: 80px;
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height: 3px;
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background: linear-gradient(90deg, #a855f7, #6366f1);
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border-radius: 999px;
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}
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.bento-grid {
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display: grid;
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gap: 1.5rem;
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grid-template-columns: repeat(1, 1fr);
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}
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@media (min-width: 1024px) {
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.bento-grid {
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grid-template-columns: repeat(3, 1fr);
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grid-template-rows: auto;
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}
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.bento-grid .grid-col-span-2 {
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grid-column: span 2 / span 2;
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}
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.bento-grid .grid-row-span-2 {
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grid-row: span 2 / span 2;
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}
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}
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.tag {
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display: inline-block;
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padding: 0.25rem 0.75rem;
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font-size: 0.75rem;
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font-weight: 500;
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border-radius: 9999px;
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background-color: rgba(168, 85, 247, 0.1);
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color: #d8b4fe;
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border: 1px solid rgba(168, 85, 247, 0.3);
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}
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.table thead th {
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background-color: rgba(255, 255, 255, 0.05);
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color: #c7d2fe;
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border-bottom: 1px solid rgba(255, 255, 255, 0.2);
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}
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.table tbody tr:hover {
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background-color: rgba(255, 255, 255, 0.08);
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}
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.bg-sphere-1 {
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position: absolute;
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top: -200px;
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right: -200px;
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width: 600px;
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height: 600px;
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background: radial-gradient(circle, rgba(76, 29, 149, 0.3) 0%, rgba(76, 29, 149, 0) 70%);
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border-radius: 50%;
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z-index: -1;
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animation: pulse 10s infinite alternate;
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}
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.bg-sphere-2 {
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position: absolute;
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bottom: -150px;
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left: -150px;
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width: 500px;
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height: 500px;
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background: radial-gradient(circle, rgba(14, 165, 233, 0.2) 0%, rgba(14, 165, 233, 0) 70%);
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border-radius: 50%;
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z-index: -1;
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animation: pulse 12s infinite alternate-reverse;
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}
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@keyframes pulse {
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0% { transform: scale(0.9); opacity: 0.8; }
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100% { transform: scale(1.1); opacity: 1; }
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}
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</style>
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</head>
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<body class="relative min-h-screen">
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<div class="bg-sphere-1"></div>
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<div class="bg-sphere-2"></div>
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<div class="relative z-10 container mx-auto p-4 md:p-8">
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<!-- Header -->
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<header class="text-center py-16">
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<h1 class="text-4xl md:text-6xl font-bold tracking-tight glow-text bg-clip-text text-transparent bg-gradient-to-r from-purple-400 via-pink-400 to-blue-400">
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深度研报：跨境支付
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</h1>
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<p class="mt-4 text-xl md:text-2xl text-purple-200">国家战略与技术革命的双重奏</p>
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<div class="mt-8 text-xs text-gray-500">
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<p>北京价值前沿科技有限公司 AI投研agent：“价小前投研” 进行投研呈现</p>
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<p>本报告为AI合成数据，投资需谨慎。</p>
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</div>
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</header>
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<!-- Core Insight -->
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<section class="my-16">
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<div class="glass-card rounded-3xl p-8 max-w-4xl mx-auto text-center">
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<h2 class="text-2xl font-semibold text-indigo-300 mb-4">核心观点摘要</h2>
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<p class="text-lg text-gray-300 leading-relaxed">
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跨境支付正处在一个由<span class="font-bold text-white">“国家战略（人民币国际化）”</span>和<span class="font-bold text-white">“技术革命（区块链与稳定币）”</span>双轮驱动的历史性拐点。当前概念已从纯粹的宏大叙事阶段，步入基础设施加速建设与商业应用初步落地的“主题+基本面”共振期，其核心潜力在于重塑全球支付格局，为具备<span class="font-bold text-white">合规牌照、场景优势和技术壁垒</span>的参与者带来结构性机遇。
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</p>
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</div>
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</section>
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<!-- Market Landscape & Infrastructure -->
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<section class="my-24 space-y-16">
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<div class="text-center">
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<h2 class="section-title inline-block">市场格局与核心基建</h2>
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<p class="mt-4 text-lg text-gray-400 max-w-3xl mx-auto">全球贸易格局重塑与技术创新，正催生新一代跨境支付基础设施的崛起。</p>
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</div>
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<!-- CIPS Chart -->
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<div class="glass-card rounded-3xl p-6 md:p-8">
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<h3 class="text-xl font-bold mb-1 text-white">CIPS系统：人民币跨境支付主渠道</h3>
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<p class="mb-6 text-gray-400">作为人民币国际化的核心金融基础设施，CIPS系统业务量持续高速增长。</p>
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<div id="cips-chart" style="width: 100%; height: 400px;"></div>
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</div>
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<!-- Bento Grid for 3 Core Systems -->
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<div class="bento-grid">
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<div class="glass-card rounded-3xl p-6 md:p-8 grid-col-span-2">
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<h3 class="text-xl font-bold mb-4 text-white">人民币跨境支付系统 (CIPS)</h3>
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<p class="text-gray-400 mb-4">专门用于人民币跨境支付清算业务的“高速公路”。通过专线直接接入，可绕开SWIFT报文系统，提升效率与自主性。</p>
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<div class="grid grid-cols-2 gap-4 text-sm">
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<div>
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<p class="text-gray-500">2024年处理金额</p>
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<p class="text-2xl font-semibold text-green-400">175.49万亿</p>
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</div>
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<div>
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<p class="text-gray-500">同比增长</p>
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<p class="text-2xl font-semibold text-green-400">+43%</p>
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</div>
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<div>
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<p class="text-gray-500">业务覆盖</p>
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<p class="text-lg font-medium text-white">187个国家/地区</p>
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</div>
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<div>
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<p class="text-gray-500">参与者 (2025.06)</p>
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<p class="text-lg font-medium text-white">176家直参+1514家间参</p>
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</div>
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</div>
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</div>
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<div class="glass-card rounded-3xl p-6 md:p-8">
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<h3 class="text-xl font-bold mb-4 text-white">多边央行数字货币桥 (mBridge)</h3>
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<p class="text-gray-400">基于区块链技术，面向批发的央行数字货币（CBDC）国际合作项目，将结算周期从数天缩短至秒级。</p>
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<div class="mt-4">
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<p class="text-gray-500 text-sm">核心特点</p>
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<p class="text-lg font-medium text-blue-400">秒级结算</p>
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<p class="text-gray-500 text-sm mt-2">发起方</p>
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<p class="text-sm font-medium text-white">中国、香港、泰国、阿联酋、BIS</p>
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</div>
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</div>
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<div class="glass-card rounded-3xl p-6 md:p-8">
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<h3 class="text-xl font-bold mb-4 text-white">金砖国家支付系统 (BRICS Pay)</h3>
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<p class="text-gray-400">旨在促进成员国间本币结算，摆脱对美元依赖的去中心化多边跨境支付系统。</p>
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<div class="mt-4">
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<p class="text-gray-500 text-sm">核心目标</p>
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<p class="text-lg font-medium text-amber-400">去美元化</p>
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<p class="text-gray-500 text-sm mt-2">预计上线时间</p>
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<p class="text-sm font-medium text-white">2025年内</p>
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</div>
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</div>
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<div class="glass-card rounded-3xl p-6 md:p-8 grid-col-span-2">
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<h3 class="text-xl font-bold mb-4 text-white">新兴技术：稳定币与数字人民币</h3>
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<p class="text-gray-400 mb-4">稳定币凭借其近乎零成本、实时到账的优势，正从底层重塑传统支付体系。香港已成为稳定币合规化探索的桥头堡，为跨境支付带来巨大想象空间。</p>
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<div class="flex flex-wrap gap-4 text-center">
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<div class="flex-1 p-4 rounded-xl bg-black/20">
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<p class="text-gray-500 text-sm">传统收单成本</p>
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<p class="text-xl font-semibold text-red-400">~4.5%</p>
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</div>
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<div class="flex-1 p-4 rounded-xl bg-black/20">
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<p class="text-gray-500 text-sm">稳定币收单成本</p>
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<p class="text-xl font-semibold text-green-400">~0.5%</p>
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</div>
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<div class="flex-1 p-4 rounded-xl bg-black/20">
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<p class="text-gray-500 text-sm">结算周期</p>
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<p class="text-xl font-semibold text-green-400">秒级</p>
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</div>
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</div>
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<p class="mt-4 text-sm text-gray-500">*数据来源：路演纪要、研报。香港《稳定币条例》预计2025年8月1日施行。</p>
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</div>
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</div>
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</section>
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<!-- Industry Chain -->
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<section class="my-24">
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<div class="text-center">
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<h2 class="section-title inline-block">产业链深度剖析</h2>
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<p class="mt-4 text-lg text-gray-400 max-w-3xl mx-auto">从底层技术到上层应用，跨境支付产业链正在迎来系统性重构。</p>
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</div>
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<div class="mt-12 grid grid-cols-1 md:grid-cols-3 gap-8">
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<!-- Upstream -->
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<div class="glass-card rounded-3xl p-8 text-center">
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<div class="text-4xl mb-4">⚙️</div>
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<h3 class="text-xl font-bold text-blue-300 mb-2">上游：基础技术与安全</h3>
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<p class="text-gray-400">为支付系统提供安全保障、加密产品和底层软件技术支持。</p>
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<div class="mt-4 space-y-2">
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<div class="tag">安全加密</div>
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<div class="tag">中间件/AI</div>
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</div>
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<p class="mt-4 text-sm text-gray-500">代表：信安世纪、东方通</p>
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</div>
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<!-- Midstream -->
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<div class="glass-card rounded-3xl p-8 text-center">
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<div class="text-4xl mb-4">🏗️</div>
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<h3 class="text-xl font-bold text-purple-300 mb-2">中游：系统建设与集成</h3>
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<p class="text-gray-400">核心业务是帮助银行等金融机构建设和对接CIPS、mBridge等新一代支付系统。</p>
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<div class="mt-4 space-y-2">
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<div class="tag">银行IT服务商</div>
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</div>
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<p class="mt-4 text-sm text-gray-500">代表：新晨科技、四方精创、京北方</p>
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</div>
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<!-- Downstream -->
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<div class="glass-card rounded-3xl p-8 text-center">
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<div class="text-4xl mb-4">🚀</div>
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<h3 class="text-xl font-bold text-pink-300 mb-2">下游：支付运营与服务</h3>
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<p class="text-gray-400">拥有支付牌照，直接面向商户提供收款、结汇服务，或依托自身贸易场景切入支付环节。</p>
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<div class="mt-4 space-y-2">
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<div class="tag">持牌支付机构</div>
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<div class="tag">场景方支付平台</div>
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</div>
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<p class="mt-4 text-sm text-gray-500">代表：连连数字、小商品城</p>
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</div>
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</div>
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</section>
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<!-- Key Players -->
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<section class="my-24">
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<div class="text-center">
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<h2 class="section-title inline-block">核心玩家深度对比</h2>
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<p class="mt-4 text-lg text-gray-400 max-w-3xl mx-auto">在变革的浪潮中，四类核心玩家凭借其独特优势脱颖而出。</p>
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</div>
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<div class="mt-12 grid grid-cols-1 lg:grid-cols-2 gap-8">
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<div class="glass-card rounded-3xl p-8 space-y-4">
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<h3 class="text-2xl font-bold text-white">连连数字 <span class="text-sm font-normal text-purple-400">(领导者 & 合规先锋)</span></h3>
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<p class="text-gray-400">逻辑最纯粹的跨境支付上市公司，核心竞争力在于其全球化的合规牌照布局（全球65张），构筑了极高的竞争壁垒。</p>
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<div><span class="font-semibold text-gray-300">业务验证：</span> <span class="text-green-400">2024年全球支付业务TPV同比增长63%，毛利率高达70%以上。</span></div>
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<div><span class="font-semibold text-gray-300">未来看点：</span> 前瞻性布局香港VATP牌照，意图在稳定币赛道抢占先机。</div>
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<div><span class="font-semibold text-gray-300">潜在风险：</span> 面临行业费率战压力，新市场拓展存在不确定性。</div>
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</div>
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<div class="glass-card rounded-3xl p-8 space-y-4">
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<h3 class="text-2xl font-bold text-white">小商品城 <span class="text-sm font-normal text-purple-400">(场景为王 & 潜力黑马)</span></h3>
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<p class="text-gray-400">拥有独一无二的义乌小商品市场生态，“义支付”平台天然拥有海量商户和交易流水。</p>
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<div><span class="font-semibold text-gray-300">业务验证：</span> <span class="text-green-400">2024年交易额预计达60亿美元，结算量已超义乌四大行总和。</span></div>
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<div><span class="font-semibold text-gray-300">未来看点：</span> 积极探索稳定币和参与mBridge试点，若1039资质获批，市场空间将翻倍。</div>
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<div><span class="font-semibold text-gray-300">潜在风险：</span> 业务高度集中于义乌市场，稳定币业务合规路径尚不明确。</div>
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</div>
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<div class="glass-card rounded-3xl p-8 space-y-4">
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<h3 class="text-2xl font-bold text-white">四方精创 <span class="text-sm font-normal text-purple-400">(技术专家 & mBridge核心标的)</span></h3>
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<p class="text-gray-400">作为“多边央行数字货币桥”项目的技术咨询和实施方，深度绑定mBridge项目，技术壁垒较高。</p>
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<div><span class="font-semibold text-gray-300">业务验证：</span> <span class="text-green-400">公司已确认mBridge项目产生收入，逻辑得到初步验证。</span></div>
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<div><span class="font-semibold text-gray-300">未来看点：</span> 作为新基建的“卖水者”，将持续受益于前沿基础设施的建设和扩容。</div>
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<div><span class="font-semibold text-gray-300">潜在风险：</span> 收入对单一重大项目的依赖度可能较高，后续订单持续性是关键。</div>
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</div>
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<div class="glass-card rounded-3xl p-8 space-y-4">
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<h3 class="text-2xl font-bold text-white">新晨科技 <span class="text-sm font-normal text-purple-400">(CIPS建设方 & 银行IT龙头)</span></h3>
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<p class="text-gray-400">深度参与CIPS、SWIFT等系统对接，服务多家银行，是典型的“卖铲人”，在银行IT领域有深厚积累。</p>
|
||
<div><span class="font-semibold text-gray-300">业务验证：</span> <span class="text-green-400">被市场公认为“跨境支付系统CIPS建设方”，定位明确。</span></div>
|
||
<div><span class="font-semibold text-gray-300">未来看点：</span> 随着CIPS系统扩容和银行接入需求增加，其订单有望持续增长。</div>
|
||
<div><span class="font-semibold text-gray-300">潜在风险：</span> 属于项目制驱动，业绩可能存在波动，且面临同业竞争。</div>
|
||
</div>
|
||
</div>
|
||
</section>
|
||
|
||
<!-- Catalysts & Risks -->
|
||
<section class="my-24 grid grid-cols-1 lg:grid-cols-2 gap-8">
|
||
<div class="glass-card rounded-3xl p-8">
|
||
<h3 class="text-2xl font-bold text-green-300 mb-4">未来关键催化剂</h3>
|
||
<ul class="space-y-3 list-disc list-inside text-gray-300">
|
||
<li><span class="font-semibold">香港稳定币牌照发放 (2025.08后):</span> 首批牌照将是里程碑事件，引爆市场关注。</li>
|
||
<li><span class="font-semibold">BRICS Pay正式上线 (2025年内):</span> 标志性事件，极大提升主题热度。</li>
|
||
<li><span class="font-semibold">“跨境支付通”持续扩容:</span> 验证模式可行性，并有望拓展至澳门及东南亚。</li>
|
||
<li><span class="font-semibold">小商品城1039资质获批 (预计2025.Q4):</span> 验证其商业模式能否放量的关键。</li>
|
||
</ul>
|
||
</div>
|
||
<div class="glass-card rounded-3xl p-8">
|
||
<h3 class="text-2xl font-bold text-red-300 mb-4">潜在风险与预期差</h3>
|
||
<ul class="space-y-3 list-disc list-inside text-gray-300">
|
||
<li><span class="font-semibold">新旧体系更替速度:</span> 路演观点指出SWIFT十年内仍是主流，CIPS短期为补充，替代是渐进式的。</li>
|
||
<li><span class="font-semibold">稳定币合规风险:</span> 中国内地对稳定币的监管政策是最大不确定性。</li>
|
||
<li><span class="font-semibold">商业化盈利压力:</span> 行业费率战激烈，盈利模式转向汇差和增值服务，利润空间受挤压。</li>
|
||
<li><span class="font-semibold">“蹭概念”风险:</span> 部分公司业务关联度低，投资者需仔细甄别其核心业务占比。</li>
|
||
</ul>
|
||
</div>
|
||
</section>
|
||
|
||
<!-- Stock List -->
|
||
<section class="my-24" x-data="{ activeTab: 'byRole' }">
|
||
<div class="text-center">
|
||
<h2 class="section-title inline-block">相关概念股梳理</h2>
|
||
<p class="mt-4 text-lg text-gray-400 max-w-3xl mx-auto">以下为根据产业链环节和业务关联度梳理的核心及相关标的。</p>
|
||
</div>
|
||
|
||
<div class="flex justify-center my-8 border-b border-white/10">
|
||
<button @click="activeTab = 'byRole'" :class="{ 'border-purple-400 text-purple-300': activeTab === 'byRole', 'border-transparent text-gray-400': activeTab !== 'byRole' }" class="px-6 py-3 font-medium border-b-2 transition">按产业链环节</button>
|
||
<button @click="activeTab = 'all'" :class="{ 'border-purple-400 text-purple-300': activeTab === 'all', 'border-transparent text-gray-400': activeTab !== 'all' }" class="px-6 py-3 font-medium border-b-2 transition">查看全部</button>
|
||
</div>
|
||
|
||
<!-- Table by Role -->
|
||
<div x-show="activeTab === 'byRole'" class="space-y-12">
|
||
<!-- 支付运营与服务 -->
|
||
<div>
|
||
<h3 class="text-xl font-semibold mb-4 text-pink-300">下游：支付运营与服务</h3>
|
||
<div class="overflow-x-auto glass-card rounded-2xl">
|
||
<table class="table">
|
||
<thead><tr><th>股票名称</th><th>股票代码</th><th>核心逻辑</th></tr></thead>
|
||
<tbody>
|
||
<tr><td>新国都</td><td><a href="https://valuefrontier.cn/company?scode=300130" target="_blank" class="link link-hover">300130</a></td><td>旗下PayKKa专注外贸企业跨境支付，持卢森堡、香港、美国多地牌照。</td></tr>
|
||
<tr><td>拉卡拉</td><td><a href="https://valuefrontier.cn/company?scode=300773" target="_blank" class="link link-hover">300773</a></td><td>具备跨境支付试点资格，网络覆盖全球超100个国家地区。</td></tr>
|
||
<tr><td>小商品城</td><td><a href="https://valuefrontier.cn/company?scode=600415" target="_blank" class="link link-hover">600415</a></td><td>旗下“义支付”平台依托义乌市场，交易额高速增长。</td></tr>
|
||
<tr><td>焦点科技</td><td><a href="https://valuefrontier.cn/company?scode=002315" target="_blank" class="link link-hover">002315</a></td><td>推出“Global Pay Pro”多币种收款服务，支持14个主流币种。</td></tr>
|
||
<tr><td>海联金汇</td><td><a href="https://valuefrontier.cn/company?scode=002537" target="_blank" class="link link-hover">002537</a></td><td>拥有互联网支付及跨境支付牌照，参股网联清算。</td></tr>
|
||
<tr><td>中油资本</td><td><a href="https://valuefrontier.cn/company?scode=000617" target="_blank" class="link link-hover">000617</a></td><td>控股孙公司昆仑银行，是CIPS系统直接参与者。</td></tr>
|
||
<tr><td>石基信息</td><td><a href="https://valuefrontier.cn/company?scode=002153" target="_blank" class="link link-hover">002153</a></td><td>旗下石基支付科技具有互联网支付牌照，能发展线上跨境支付业务。</td></tr>
|
||
<tr><td>广电运通</td><td><a href="https://valuefrontier.cn/company?scode=002152" target="_blank" class="link link-hover">002152</a></td><td>持有互联网支付牌照，具备跨境人民币支付资质。</td></tr>
|
||
</tbody>
|
||
</table>
|
||
</div>
|
||
</div>
|
||
|
||
<!-- 系统建设与集成 -->
|
||
<div>
|
||
<h3 class="text-xl font-semibold mb-4 text-purple-300">中游：系统建设与集成 (银行IT)</h3>
|
||
<div class="overflow-x-auto glass-card rounded-2xl">
|
||
<table class="table">
|
||
<thead><tr><th>股票名称</th><th>股票代码</th><th>核心逻辑</th></tr></thead>
|
||
<tbody>
|
||
<tr><td>新晨科技</td><td><a href="https://valuefrontier.cn/company?scode=300542" target="_blank" class="link link-hover">300542</a></td><td>深度参与CIPS、SWIFT对接，是跨境支付解决方案头部提供商。</td></tr>
|
||
<tr><td>四方精创</td><td><a href="https://valuefrontier.cn/company?scode=300468" target="_blank" class="link link-hover">300468</a></td><td>为“多边央行数字货币桥”(mBridge)项目提供技术咨询与实施。</td></tr>
|
||
<tr><td>京北方</td><td><a href="https://valuefrontier.cn/company?scode=002987" target="_blank" class="link link-hover">002987</a></td><td>协助多家银行接入CIPS系统及参与mBridge建设，技术储备深厚。</td></tr>
|
||
<tr><td>宇信科技</td><td><a href="https://valuefrontier.cn/company?scode=300674" target="_blank" class="link link-hover">300674</a></td><td>助力金融机构完成跨境支付体系转型升级，涵盖CIPS基建与应用开发。</td></tr>
|
||
<tr><td>华峰超纤</td><td><a href="https://valuefrontier.cn/company?scode=300180" target="_blank" class="link link-hover">300180</a></td><td>子公司威富通已成功为部分海外银行交付数字人民币跨境支付系统。</td></tr>
|
||
<tr><td>南天信息</td><td><a href="https://valuefrontier.cn/company?scode=000948" target="_blank" class="link link-hover">000948</a></td><td>为金融行业提供数字化方案，已开发部分银行客户与CIPS的接口。</td></tr>
|
||
<tr><td>中亦科技</td><td><a href="https://valuefrontier.cn/company?scode=301208" target="_blank" class="link link-hover">301208</a></td><td>参与建设部分客户CIPS系统的IT基础架构，并提供运维服务。</td></tr>
|
||
<tr><td>神州信息</td><td><a href="https://valuefrontier.cn/company?scode=000555" target="_blank" class="link link-hover">000555</a></td><td>拥有CIPS相关技术储备，具备支付体系完整解决方案能力。</td></tr>
|
||
<tr><td>科蓝软件</td><td><a href="https://valuefrontier.cn/company?scode=300663" target="_blank" class="link link-hover">300663</a></td><td>承接国内外银行客户的跨境支付系统建设，有跨境业务模块。</td></tr>
|
||
</tbody>
|
||
</table>
|
||
</div>
|
||
</div>
|
||
|
||
<!-- 基础技术与安全 -->
|
||
<div>
|
||
<h3 class="text-xl font-semibold mb-4 text-blue-300">上游：基础技术与安全</h3>
|
||
<div class="overflow-x-auto glass-card rounded-2xl">
|
||
<table class="table">
|
||
<thead><tr><th>股票名称</th><th>股票代码</th><th>核心逻辑</th></tr></thead>
|
||
<tbody>
|
||
<tr><td>信安世纪</td><td><a href="https://valuefrontier.cn/company?scode=688201" target="_blank" class="link link-hover">688201</a></td><td>为CIPS标准收发器提供安全保障，密码产品在CIPS接入银行中覆盖率高。</td></tr>
|
||
<tr><td>吉大正元</td><td><a href="https://valuefrontier.cn/company?scode=003029" target="_blank" class="link link-hover">003029</a></td><td>认证产品可用于包括银行人民币跨境支付在内的金融应用及场景。</td></tr>
|
||
<tr><td>山石网科</td><td><a href="https://valuefrontier.cn/company?scode=688030" target="_blank" class="link link-hover">688030</a></td><td>作为网络安全厂商，产品可为跨境支付系统提供信息安全防护。</td></tr>
|
||
<tr><td>东方通</td><td><a href="https://valuefrontier.cn/company?scode=000301" target="_blank" class="link link-hover">000301</a></td><td>消息中间件TongLINK/Q是人民币跨境支付系统（CIPS）的重要组成部分。</td></tr>
|
||
</tbody>
|
||
</table>
|
||
</div>
|
||
</div>
|
||
</div>
|
||
|
||
<!-- Table All -->
|
||
<div x-show="activeTab === 'all'" class="overflow-x-auto glass-card rounded-2xl">
|
||
<table class="table table-zebra">
|
||
<thead><tr><th>股票名称</th><th>股票代码</th><th>核心逻辑</th></tr></thead>
|
||
<tbody>
|
||
<!-- This list is programmatically generated by merging all sources -->
|
||
<tr><td>南天信息</td><td><a href='https://valuefrontier.cn/company?scode=000948' target='_blank' class='link link-hover'>000948</a></td><td>有相关跨境支付业务筹划，已开发部分银行客户与cips的接口。</td></tr>
|
||
<tr><td>华峰超纤</td><td><a href='https://valuefrontier.cn/company?scode=300180' target='_blank' class='link link-hover'>300180</a></td><td>子公司威富通已成功为部分海外银行交付数字人民币跨境支付系统，并提供技术服务。</td></tr>
|
||
<tr><td>京北方</td><td><a href='https://valuefrontier.cn/company?scode=002987' target='_blank' class='link link-hover'>002987</a></td><td>金融IT服务商，协助多家银行接入SWIFT、CIPS系统，并参与mBridge建设。</td></tr>
|
||
<tr><td>仁东控股</td><td><a href='https://valuefrontier.cn/company?scode=002647' target='_blank' class='link link-hover'>002647</a></td><td>子公司合利宝拥有支付牌照及跨境人民币支付业务备案许可。</td></tr>
|
||
<tr><td>海联金汇</td><td><a href='https://valuefrontier.cn/company?scode=002537' target='_blank' class='link link-hover'>002537</a></td><td>拥有全面的支付牌照，参股的网联清算涉及人民币跨境支付系统。</td></tr>
|
||
<tr><td>神州信息</td><td><a href='https://valuefrontier.cn/company?scode=000555' target='_blank' class='link link-hover'>000555</a></td><td>拥有CIPS相关技术储备，具备提供人民银行现代化支付体系完整的解决方案能力。</td></tr>
|
||
<tr><td>青岛金王</td><td><a href='https://valuefrontier.cn/company?scode=002094' target='_blank' class='link link-hover'>002094</a></td><td>首批接入兴业银行CIPS标准收发器企业，提高进出口业务结算效率。</td></tr>
|
||
<tr><td>吉大正元</td><td><a href='https://valuefrontier.cn/company?scode=003029' target='_blank' class='link link-hover'>003029</a></td><td>认证产品可为银行跨境支付业务提供安全保障。</td></tr>
|
||
<tr><td>中亦科技</td><td><a href='https://valuefrontier.cn/company?scode=301208' target='_blank' class='link link-hover'>301208</a></td><td>参与建设部分客户CIPS系统的IT基础架构，并提供运维服务。</td></tr>
|
||
<tr><td>焦点科技</td><td><a href='https://valuefrontier.cn/company?scode=002315' target='_blank' class='link link-hover'>002315</a></td><td>推出一站式跨境收结汇产品Global Pay，支持多币种收款。</td></tr>
|
||
<tr><td>易点天下</td><td><a href='https://valuefrontier.cn/company?scode=301171' target='_blank' class='link link-hover'>301171</a></td><td>与PayPal、银联、支付宝等主流支付机构合作开展跨境支付。</td></tr>
|
||
<tr><td>先进数通</td><td><a href='https://valuefrontier.cn/company?scode=300541' target='_blank' class='link link-hover'>300541</a></td><td>向商业银行提供包括跨境支付相关的应用系统软件开发服务。</td></tr>
|
||
<tr><td>科蓝软件</td><td><a href='https://valuefrontier.cn/company?scode=300663' target='_blank' class='link link-hover'>300663</a></td><td>为国内外银行客户提供跨境支付系统建设，可协助接入mBridge场景。</td></tr>
|
||
<tr><td>拉卡拉</td><td><a href='https://valuefrontier.cn/company?scode=300773' target='_blank' class='link link-hover'>300773</a></td><td>拥有跨境支付试点资格，建立覆盖全球超100个国家地区的支付网络。</td></tr>
|
||
<tr><td>四方精创</td><td><a href='https://valuefrontier.cn/company?scode=300468' target='_blank' class='link link-hover'>300468</a></td><td>为”多边央行数字货币桥”(mBridge)项目提供了技术咨询及项目实施工作。</td></tr>
|
||
<tr><td>新晨科技</td><td><a href='https://valuefrontier.cn/company?scode=300542' target='_blank' class='link link-hover'>300542</a></td><td>与CIPS、SWIFT等系统对接，是跨境支付解决方案的主要头部提供商之一。</td></tr>
|
||
<tr><td>信安世纪</td><td><a href='https://valuefrontier.cn/company?scode=688201' target='_blank' class='link link-hover'>688201</a></td><td>CIPS标准收发器项目供应商，提供安全保障，在接入银行中覆盖率高。</td></tr>
|
||
<tr><td>新致软件</td><td><a href='https://valuefrontier.cn/company?scode=688590' target='_blank' class='link link-hover'>688590</a></td><td>为主要银行客户提供CIPS系统。</td></tr>
|
||
<tr><td>中油资本</td><td><a href='https://valuefrontier.cn/company?scode=000617' target='_blank' class='link link-hover'>000617</a></td><td>控股孙公司昆仑银行为CIPS直接参与者，开展跨境人民币业务。</td></tr>
|
||
<tr><td>信雅达</td><td><a href='https://valuefrontier.cn/company?scode=600571' target='_blank' class='link link-hover'>600571</a></td><td>提供跨境支付系统服务，主要服务于银行等金融机构。</td></tr>
|
||
<tr><td>石基信息</td><td><a href='https://valuefrontier.cn/company?scode=002153' target='_blank' class='link link-hover'>002153</a></td><td>旗下石基支付科技具有互联网支付牌照，能发展线上跨境支付业务。</td></tr>
|
||
<tr><td>新国都</td><td><a href='https://valuefrontier.cn/company?scode=300130' target='_blank' class='link link-hover'>300130</a></td><td>旗下PayKKa已支持多国本地收款，持有香港、美国、卢森堡等多地牌照。</td></tr>
|
||
<tr><td>广电运通</td><td><a href='https://valuefrontier.cn/company?scode=002152' target='_blank' class='link link-hover'>002152</a></td><td>持有互联网支付牌照，并具备跨境人民币支付资质。</td></tr>
|
||
<tr><td>优博讯</td><td><a href='https://valuefrontier.cn/company?scode=300531' target='_blank' class='link link-hover'>300531</a></td><td>提供支持多货币的智能终端设备，协助完成跨境支付。</td></tr>
|
||
<tr><td>宇信科技</td><td><a href='https://valuefrontier.cn/company?scode=300674' target='_blank' class='link link-hover'>300674</a></td><td>为国内银行提供跨境支付相关系统，涵盖CIPS基础设施建设等。</td></tr>
|
||
<tr><td>中科金财</td><td><a href='https://valuefrontier.cn/company?scode=002657' target='_blank' class='link link-hover'>002657</a></td><td>在跨境支付领域有技术、服务与产品布局。</td></tr>
|
||
<tr><td>东方通</td><td><a href='https://valuefrontier.cn/company?scode=000301' target='_blank' class='link link-hover'>000301</a></td><td>消息中间件TongLINK/Q为人民币跨境支付系统（CIPS）的重要组成部分。</td></tr>
|
||
<tr><td>贝肯能源</td><td><a href='https://valuefrontier.cn/company?scode=002828' target='_blank' class='link link-hover'>002828</a></td><td>参股昆仑银行。</td></tr>
|
||
<tr><td>博彦科技</td><td><a href='https://valuefrontier.cn/company?scode=002649' target='_blank' class='link link-hover'>002649</a></td><td>为部分客户提供跨境支付系统开发、升级改造相关服务。</td></tr>
|
||
<tr><td>高伟达</td><td><a href='https://valuefrontier.cn/company?scode=300465' target='_blank' class='link link-hover'>300465</a></td><td>解决方案能力能够帮助客户实现在CIPS、SWIFT等各种跨境支付体系的落地。</td></tr>
|
||
<tr><td>数码视讯</td><td><a href='https://valuefrontier.cn/company?scode=300079' target='_blank' class='link link-hover'>300079</a></td><td>子公司支付公司已获得跨境人民币支付展业资质。</td></tr>
|
||
<tr><td>小商品城</td><td><a href='https://valuefrontier.cn/company?scode=600415' target='_blank' class='link link-hover'>600415</a></td><td>旗下跨境支付平台“义支付”，2024年1-9月交易额超200亿人民币。</td></tr>
|
||
<tr><td>山石网科</td><td><a href='https://valuefrontier.cn/company?scode=688030' target='_blank' class='link link-hover'>688030</a></td><td>作为网络安全厂商，产品可为跨境支付系统提供信息安全防护。</td></tr>
|
||
<tr><td>天阳科技</td><td><a href='https://valuefrontier.cn/company?scode=300872' target='_blank' class='link link-hover'>300872</a></td><td>拥有CIPS相关技术储备，参与了多家银行的跨境支付系统测试工作。</td></tr>
|
||
<tr><td>云从科技</td><td><a href='https://valuefrontier.cn/company?scode=688327' target='_blank' class='link link-hover'>688327</a></td><td>技术应用与业务布局主要集中在基于AI与大数据的智能化解决方案上。</td></tr>
|
||
<tr><td>新大陆</td><td><a href='https://valuefrontier.cn/company?scode=002264' target='_blank' class='link link-hover'>002264</a></td><td>与国际卡组织深度合作，打通数字人民币支付通道。</td></tr>
|
||
<tr><td>宝兰德</td><td><a href='https://valuefrontier.cn/company?scode=688058' target='_blank' class='link link-hover'>688058</a></td><td>中间件产品在金融领域已实现规模应用，包括部分银行跨境人民币收付系统。</td></tr>
|
||
<tr><td>中创股份</td><td><a href='https://valuefrontier.cn/company?scode=688695' target='_blank' class='link link-hover'>688695</a></td><td>中间件产品作为通用基础设施可为跨境支付系统提供支撑。</td></tr>
|
||
<tr><td>艾融软件</td><td><a href='https://valuefrontier.cn/company?scode=830799' target='_blank' class='link link-hover'>830799</a></td><td>深度参与了CIPS标准收发器项目开发。</td></tr>
|
||
<tr><td>软通动力</td><td><a href='https://valuefrontier.cn/company?scode=301236' target='_blank' class='link link-hover'>301236</a></td><td>完善了CIPS子产品功能。</td></tr>
|
||
<tr><td>长亮科技</td><td><a href='https://valuefrontier.cn/company?scode=300348' target='_blank' class='link link-hover'>300348</a></td><td>提供包括CIPS能力建设、mBridge等跨境支付全栈解决方案。</td></tr>
|
||
<tr><td>润和软件</td><td><a href='https://valuefrontier.cn/company?scode=300339' target='_blank' class='link link-hover'>300339</a></td><td>全资子公司捷科智诚参与了多个银行的外币支付、CIPS等测试。</td></tr>
|
||
<tr><td>楚天龙</td><td><a href='https://valuefrontier.cn/company?scode=003040' target='_blank' class='link link-hover'>003040</a></td><td>积极探索推动数字货币桥落地场景、跨境结算优化等技术方案研发。</td></tr>
|
||
<tr><td>中粮资本</td><td><a href='https://valuefrontier.cn/company?scode=002423' target='_blank' class='link link-hover'>002423</a></td><td>子公司持有龙江银行股权，后者建立了人民币与卢布的收款渠道。</td></tr>
|
||
</tbody>
|
||
</table>
|
||
</div>
|
||
|
||
</section>
|
||
</div>
|
||
|
||
<script>
|
||
document.addEventListener('DOMContentLoaded', function () {
|
||
var chartDom = document.getElementById('cips-chart');
|
||
var myChart = echarts.init(chartDom);
|
||
var option;
|
||
|
||
option = {
|
||
backgroundColor: 'transparent',
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||
tooltip: {
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||
trigger: 'axis',
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axisPointer: {
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type: 'shadow'
|
||
},
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backgroundColor: 'rgba(0, 0, 0, 0.7)',
|
||
borderColor: '#333',
|
||
textStyle: {
|
||
color: '#fff'
|
||
}
|
||
},
|
||
grid: {
|
||
left: '3%',
|
||
right: '4%',
|
||
bottom: '3%',
|
||
containLabel: true
|
||
},
|
||
xAxis: {
|
||
type: 'category',
|
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data: ['2023年处理金额', '2024年处理金额'],
|
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axisLine: {
|
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lineStyle: {
|
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color: 'rgba(255, 255, 255, 0.3)'
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||
}
|
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},
|
||
axisLabel: {
|
||
color: '#e0e0e0',
|
||
fontSize: 14,
|
||
}
|
||
},
|
||
yAxis: {
|
||
type: 'value',
|
||
name: '万亿元',
|
||
axisLine: {
|
||
show: true,
|
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lineStyle: {
|
||
color: 'rgba(255, 255, 255, 0.3)'
|
||
}
|
||
},
|
||
axisLabel: {
|
||
color: '#e0e0e0'
|
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},
|
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splitLine: {
|
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lineStyle: {
|
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color: 'rgba(255, 255, 255, 0.1)'
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}
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},
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nameTextStyle: {
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color: '#aaa'
|
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}
|
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},
|
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series: [
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||
{
|
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name: '处理金额',
|
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type: 'bar',
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barWidth: '50%',
|
||
data: [
|
||
{ value: 122.72, itemStyle: { color: new echarts.graphic.LinearGradient(0, 0, 0, 1, [{ offset: 0, color: '#8360c3' }, { offset: 1, color: '#2ebf91' }]) } },
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{ value: 175.49, itemStyle: { color: new echarts.graphic.LinearGradient(0, 0, 0, 1, [{ offset: 0, color: '#a855f7' }, { offset: 1, color: '#6366f1' }]) } }
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],
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label: {
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show: true,
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position: 'top',
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color: '#fff',
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formatter: '{c} 万亿',
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fontWeight: 'bold',
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textShadowColor: 'rgba(0, 0, 0, 0.5)',
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textShadowBlur: 5
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},
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markLine: {
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data: [
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{
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name: '同比增长 +43%',
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yAxis: 175.49,
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label: {
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}
|
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}
|
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]
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};
|
||
// 2023年数据 = 175.49 / (1 + 0.43) = 122.72
|
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myChart.setOption(option);
|
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window.addEventListener('resize', myChart.resize);
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||
});
|
||
</script>
|
||
|
||
</body>
|
||
</html> |