541 lines
25 KiB
HTML
541 lines
25 KiB
HTML
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<!DOCTYPE html>
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<html lang="zh-CN">
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<head>
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<meta charset="utf-8" />
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<meta name="viewport" content="width=device-width, initial-scale=1, shrink-to-fit=no">
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<title>微信支付概念分析报告</title>
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<link href="https://fonts.googleapis.com/css2?family=Inter:wght@300;400;500;600;700;800&display=swap" rel="stylesheet" />
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<link rel="stylesheet" href="https://cdnjs.cloudflare.com/ajax/libs/font-awesome/6.4.0/css/all.min.css">
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<link href="https://cdn.jsdelivr.net/npm/tailwindcss@2.2.19/dist/tailwind.min.css" rel="stylesheet">
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<link href="https://cdn.jsdelivr.net/npm/daisyui@5/dist/full.min.css" rel="stylesheet">
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<style>
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body {
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font-family: 'Inter', sans-serif;
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background: linear-gradient(135deg, #f5f7fa 0%, #c3cfe2 100%);
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min-height: 100vh;
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}
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.timeline-dot {
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position: relative;
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}
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.timeline-dot::before {
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content: '';
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position: absolute;
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width: 16px;
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height: 16px;
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border-radius: 50%;
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background-color: #3b82f6;
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top: 6px;
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left: -8px;
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z-index: 2;
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}
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.timeline-line {
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position: absolute;
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width: 2px;
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background-color: #d1d5db;
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top: 22px;
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bottom: 0;
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left: 0;
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}
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.card-hover {
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transition: all 0.3s ease;
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}
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.card-hover:hover {
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transform: translateY(-5px);
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box-shadow: 0 10px 25px rgba(0, 0, 0, 0.1);
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}
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.gradient-text {
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background: linear-gradient(90deg, #3b82f6, #8b5cf6);
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-webkit-background-clip: text;
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-webkit-text-fill-color: transparent;
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}
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@keyframes fadeIn {
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from { opacity: 0; transform: translateY(20px); }
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to { opacity: 1; transform: translateY(0); }
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}
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.fade-in {
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animation: fadeIn 0.8s ease-out;
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}
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.table-container {
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overflow-x: auto;
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}
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@media (max-width: 768px) {
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.table-container {
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overflow-x: scroll;
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}
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}
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</style>
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</head>
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<body class="bg-gray-50">
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<div class="container mx-auto px-4 py-8 max-w-6xl">
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<!-- Header -->
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<div class="text-center mb-12 fade-in">
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<h1 class="text-4xl md:text-5xl font-bold mb-4 gradient-text">微信支付概念分析</h1>
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<p class="text-gray-600 text-lg">从社交支付工具到全域商业基础设施的升级之路</p>
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</div>
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<!-- 概念事件时间轴 -->
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<div class="bg-white rounded-xl shadow-lg p-6 mb-8 card-hover fade-in">
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<h2 class="text-2xl font-bold mb-6 flex items-center">
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<i class="fas fa-calendar-alt text-blue-500 mr-3"></i>
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概念事件时间轴
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</h2>
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<div class="relative pl-8">
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<div class="timeline-line"></div>
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<div class="mb-8 timeline-dot">
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<div class="bg-blue-50 rounded-lg p-4 border-l-4 border-blue-500">
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<p class="font-semibold text-blue-700">2024-09-04</p>
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<p class="text-gray-700">淘宝、天猫发布公告，计划新增微信支付能力，9月12日起逐步向全体商家开放（覆盖8.3万亿GMV）</p>
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</div>
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||
</div>
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<div class="mb-8 timeline-dot">
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<div class="bg-purple-50 rounded-lg p-4 border-l-4 border-purple-500">
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<p class="font-semibold text-purple-700">2024-12-17</p>
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<p class="text-gray-700">微信小店灰度测试"送礼物"功能，打通社交与电商场景，预计2025年春节前全量上线</p>
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</div>
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</div>
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<div class="mb-8 timeline-dot">
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<div class="bg-green-50 rounded-lg p-4 border-l-4 border-green-500">
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<p class="font-semibold text-green-700">2025-04-16</p>
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<p class="text-gray-700">微信支付联手Stripe接入20国线下终端，加速国际化；同日宣布鸿蒙5.0原生支持微信支付收银台</p>
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</div>
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||
</div>
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||
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<div class="timeline-dot">
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<div class="bg-yellow-50 rounded-lg p-4 border-l-4 border-yellow-500">
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<p class="font-semibold text-yellow-700">2025-05-21</p>
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<p class="text-gray-700">苹果Apple Store线下店全面支持微信支付，标志高端零售场景突破</p>
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</div>
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</div>
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</div>
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<div class="mt-8 p-4 bg-gray-100 rounded-lg">
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<p class="font-semibold text-gray-700 mb-2">时间轴演进：</p>
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<p class="text-gray-600">2021年工信部推动互联互通 → 2024年9月淘天接入微信支付 → 2024-2025年微信小店/跨境支付/鸿蒙适配密集落地</p>
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</div>
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</div>
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<!-- 核心观点摘要 -->
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<div class="bg-gradient-to-r from-blue-500 to-purple-600 rounded-xl shadow-lg p-6 mb-8 text-white card-hover fade-in">
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<h2 class="text-2xl font-bold mb-4 flex items-center">
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<i class="fas fa-lightbulb mr-3"></i>
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核心观点摘要
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</h2>
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<p class="text-lg leading-relaxed">
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微信支付正从"社交支付工具"升级为"全域商业基础设施"，<span class="font-bold">淘天接入+微信小店社交裂变+跨境扩张</span>构成三重引擎。当前处于<span class="font-bold">商业化加速拐点</span>，未来2年支付份额有望从38%提升至45%+，金融科技利润率或抬升3-5pct。
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</p>
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</div>
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<!-- 核心逻辑与市场认知分析 -->
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<div class="grid grid-cols-1 lg:grid-cols-2 gap-8 mb-8">
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<div class="bg-white rounded-xl shadow-lg p-6 card-hover fade-in">
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<h2 class="text-2xl font-bold mb-4 flex items-center">
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<i class="fas fa-cogs text-blue-500 mr-3"></i>
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核心驱动力
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</h2>
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<div class="space-y-4">
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<div class="flex items-start">
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<div class="bg-blue-100 rounded-full p-2 mr-3 mt-1">
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<i class="fas fa-gavel text-blue-600"></i>
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</div>
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<div>
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<h3 class="font-semibold text-gray-800">政策破局</h3>
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<p class="text-gray-600 text-sm">工信部2021年"互联互通"指令落地，淘天（阿里核心电商）2024年9月正式接入微信支付，打破支付宝垄断（FY24淘天GMV 8.3万亿，支付宝占比83%）</p>
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</div>
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</div>
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<div class="flex items-start">
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<div class="bg-purple-100 rounded-full p-2 mr-3 mt-1">
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<i class="fas fa-share-alt text-purple-600"></i>
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||
</div>
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<div>
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<h3 class="font-semibold text-gray-800">场景裂变</h3>
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<p class="text-gray-600 text-sm">微信小店"送礼物"功能复刻2014年红包路径，2023年视频号GMV已300%增长，社交链+支付闭环强化用户粘性</p>
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</div>
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</div>
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<div class="flex items-start">
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<div class="bg-green-100 rounded-full p-2 mr-3 mt-1">
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<i class="fas fa-globe text-green-600"></i>
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</div>
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<div>
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<h3 class="font-semibold text-gray-800">技术输出</h3>
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<p class="text-gray-600 text-sm">鸿蒙原生适配+Stripe国际通道，2025年4月已覆盖20国线下终端，抢占跨境支付增量（境外银联钱包可直接扫微信码）</p>
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</div>
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</div>
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</div>
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</div>
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<div class="bg-white rounded-xl shadow-lg p-6 card-hover fade-in">
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<h2 class="text-2xl font-bold mb-4 flex items-center">
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<i class="fas fa-chart-line text-purple-500 mr-3"></i>
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市场热度与预期差
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</h2>
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<div class="space-y-4">
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<div>
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<h3 class="font-semibold text-gray-800 mb-2">市场热度与情绪</h3>
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<ul class="text-gray-600 text-sm space-y-2">
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<li class="flex items-start">
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<i class="fas fa-newspaper text-blue-500 mr-2 mt-1"></i>
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<span>新闻密集度：2024年9月至今微信支付相关新闻月均5+条（淘天接入、Apple Store、鸿蒙合作）</span>
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</li>
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<li class="flex items-start">
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<i class="fas fa-chart-pie text-purple-500 mr-2 mt-1"></i>
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<span>研报分歧：乐观派（东方证券）认为淘天接入可带来年化25亿收入增量；谨慎派指出用户习惯迁移或低于预期（当前微信支付在淘天渗透率<5%）</span>
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</li>
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</ul>
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</div>
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<div>
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<h3 class="font-semibold text-gray-800 mb-2">预期差</h3>
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<ul class="text-gray-600 text-sm space-y-2">
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<li class="flex items-start">
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<i class="fas fa-exclamation-circle text-yellow-500 mr-2 mt-1"></i>
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<span>被忽略的关键：微信支付对零钱支付（高毛利）的依赖度提升——淘天交易若转向零钱，支付业务毛利率或提升5-8pct（零钱免发卡行成本）</span>
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</li>
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<li class="flex items-start">
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<i class="fas fa-balance-scale text-red-500 mr-2 mt-1"></i>
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<span>数据矛盾：路演显示微信小店ROI可达8倍（头部商家），但中小商家入驻率仍<20%（规则复杂、流量依赖私域）</span>
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||
</li>
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||
</ul>
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||
</div>
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||
</div>
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||
</div>
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</div>
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<!-- 关键催化剂与未来发展路径 -->
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<div class="bg-white rounded-xl shadow-lg p-6 mb-8 card-hover fade-in">
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<h2 class="text-2xl font-bold mb-6 flex items-center">
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||
<i class="fas fa-rocket text-blue-500 mr-3"></i>
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关键催化剂与未来发展路径
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</h2>
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||
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||
<div class="grid grid-cols-1 md:grid-cols-2 gap-8">
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<div>
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<h3 class="text-xl font-semibold mb-4 text-gray-800">近期催化剂（3-6个月）</h3>
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<div class="space-y-4">
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<div class="bg-blue-50 rounded-lg p-4 border-l-4 border-blue-500">
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<p class="font-semibold text-blue-700">2025年春节</p>
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<p class="text-gray-700 text-sm">微信小店"送礼物"全量上线，预计拉动视频号GMV 30%+（参考2023年红包带动绑卡2000万）</p>
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</div>
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<div class="bg-purple-50 rounded-lg p-4 border-l-4 border-purple-500">
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<p class="font-semibold text-purple-700">淘天微信支付渗透率跟踪</p>
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<p class="text-gray-700 text-sm">Q1财报若披露微信支付GMV占比超10%，将验证份额提升逻辑</p>
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</div>
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||
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<div class="bg-green-50 rounded-lg p-4 border-l-4 border-green-500">
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||
<p class="font-semibold text-green-700">鸿蒙5.0发布</p>
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<p class="text-gray-700 text-sm">微信支付原生收银台适配，华为1亿+鸿蒙设备或成增量场景</p>
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||
</div>
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</div>
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</div>
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<div>
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<h3 class="text-xl font-semibold mb-4 text-gray-800">长期路径</h3>
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<div class="space-y-4">
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<div class="bg-yellow-50 rounded-lg p-4">
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<p class="font-semibold text-yellow-700">阶段1（2025-2026）</p>
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<p class="text-gray-700 text-sm">淘天+微信小店驱动国内份额至45%，金融科技收入CAGR 15%</p>
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</div>
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||
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<div class="bg-indigo-50 rounded-lg p-4">
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<p class="font-semibold text-indigo-700">阶段2（2026-2027）</p>
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<p class="text-gray-700 text-sm">跨境支付+数字人民币钱包出海，东南亚/欧洲GMV占比达15%</p>
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</div>
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||
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<div class="bg-pink-50 rounded-lg p-4">
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<p class="font-semibold text-pink-700">阶段3（2027+）</p>
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<p class="text-gray-700 text-sm">成为"社交+电商+跨境"三位一体支付OS，take rate稳定在0.6%+</p>
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</div>
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</div>
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</div>
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||
</div>
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</div>
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<!-- 产业链与核心公司深度剖析 -->
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<div class="bg-white rounded-xl shadow-lg p-6 mb-8 card-hover fade-in">
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<h2 class="text-2xl font-bold mb-6 flex items-center">
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||
<i class="fas fa-sitemap text-purple-500 mr-3"></i>
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||
产业链与核心公司深度剖析
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||
</h2>
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||
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||
<div class="mb-6">
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||
<h3 class="text-xl font-semibold mb-4 text-gray-800">产业链图谱</h3>
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||
<div class="grid grid-cols-1 md:grid-cols-3 gap-4">
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||
<div class="bg-blue-50 rounded-lg p-4">
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||
<h4 class="font-semibold text-blue-700 mb-2">上游</h4>
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||
<p class="text-gray-700 text-sm">安全芯片（汇顶科技CC EAL6+ NFC芯片）、POS机具（新大陆、新国都）</p>
|
||
</div>
|
||
|
||
<div class="bg-purple-50 rounded-lg p-4">
|
||
<h4 class="font-semibold text-purple-700 mb-2">中游</h4>
|
||
<p class="text-gray-700 text-sm">微信支付（腾讯）、收单机构（拉卡拉）、SaaS服务商（微盟25%视频号份额、有赞）</p>
|
||
</div>
|
||
|
||
<div class="bg-green-50 rounded-lg p-4">
|
||
<h4 class="font-semibold text-green-700 mb-2">下游</h4>
|
||
<p class="text-gray-700 text-sm">淘天/美团/Apple Store等商户，微信小店品牌方（东方甄选、泡泡玛特）</p>
|
||
</div>
|
||
</div>
|
||
</div>
|
||
|
||
<div>
|
||
<h3 class="text-xl font-semibold mb-4 text-gray-800">核心玩家对比</h3>
|
||
<div class="overflow-x-auto">
|
||
<table class="min-w-full bg-white border border-gray-200">
|
||
<thead>
|
||
<tr class="bg-gray-100">
|
||
<th class="py-3 px-4 text-left font-semibold text-gray-700 border-b">公司</th>
|
||
<th class="py-3 px-4 text-left font-semibold text-gray-700 border-b">逻辑纯度</th>
|
||
<th class="py-3 px-4 text-left font-semibold text-gray-700 border-b">竞争优势</th>
|
||
<th class="py-3 px-4 text-left font-semibold text-gray-700 border-b">风险点</th>
|
||
</tr>
|
||
</thead>
|
||
<tbody>
|
||
<tr>
|
||
<td class="py-3 px-4 border-b font-semibold">腾讯</td>
|
||
<td class="py-3 px-4 border-b">★★★★★</td>
|
||
<td class="py-3 px-4 border-b">微信13亿MAU+淘天8.3万亿GMV入口</td>
|
||
<td class="py-3 px-4 border-b">苹果"30%税"谈判僵局</td>
|
||
</tr>
|
||
<tr class="bg-gray-50">
|
||
<td class="py-3 px-4 border-b font-semibold">微盟</td>
|
||
<td class="py-3 px-4 border-b">★★★★☆</td>
|
||
<td class="py-3 px-4 border-b">腾讯最大广告代理+视频号代运营</td>
|
||
<td class="py-3 px-4 border-b">SaaS业务2025年仍亏损</td>
|
||
</tr>
|
||
<tr>
|
||
<td class="py-3 px-4 border-b font-semibold">汇顶科技</td>
|
||
<td class="py-3 px-4 border-b">★★★☆☆</td>
|
||
<td class="py-3 px-4 border-b">NFC芯片龙头，OPPO/小米批量采用</td>
|
||
<td class="py-3 px-4 border-b">"碰一下"推广不及预期</td>
|
||
</tr>
|
||
</tbody>
|
||
</table>
|
||
</div>
|
||
</div>
|
||
|
||
<div class="mt-6 grid grid-cols-1 md:grid-cols-2 gap-6">
|
||
<div class="bg-green-50 rounded-lg p-4">
|
||
<h4 class="font-semibold text-green-700 mb-2">验证与证伪</h4>
|
||
<ul class="text-gray-700 text-sm space-y-2">
|
||
<li class="flex items-start">
|
||
<i class="fas fa-check-circle text-green-500 mr-2 mt-1"></i>
|
||
<span>微信支付2025年五一交易笔数同比增10%（餐饮+12.3%），验证线下场景复苏</span>
|
||
</li>
|
||
<li class="flex items-start">
|
||
<i class="fas fa-exclamation-triangle text-yellow-500 mr-2 mt-1"></i>
|
||
<span>京东支付宣布手续费比微信低20%，或引发价格战（当前微信费率0.6% vs 京东0.48%）</span>
|
||
</li>
|
||
</ul>
|
||
</div>
|
||
</div>
|
||
</div>
|
||
|
||
<!-- 潜在风险与挑战 -->
|
||
<div class="bg-white rounded-xl shadow-lg p-6 mb-8 card-hover fade-in">
|
||
<h2 class="text-2xl font-bold mb-6 flex items-center">
|
||
<i class="fas fa-exclamation-triangle text-red-500 mr-3"></i>
|
||
潜在风险与挑战
|
||
</h2>
|
||
|
||
<div class="overflow-x-auto">
|
||
<table class="min-w-full bg-white border border-gray-200">
|
||
<thead>
|
||
<tr class="bg-gray-100">
|
||
<th class="py-3 px-4 text-left font-semibold text-gray-700 border-b">风险类型</th>
|
||
<th class="py-3 px-4 text-left font-semibold text-gray-700 border-b">具体表现</th>
|
||
</tr>
|
||
</thead>
|
||
<tbody>
|
||
<tr>
|
||
<td class="py-3 px-4 border-b font-semibold text-red-600">技术风险</td>
|
||
<td class="py-3 px-4 border-b">苹果iOS限制第三方支付链接，小游戏收入分成谈判悬而未决（影响30%佣金）</td>
|
||
</tr>
|
||
<tr class="bg-gray-50">
|
||
<td class="py-3 px-4 border-b font-semibold text-orange-600">商业化风险</td>
|
||
<td class="py-3 px-4 border-b">微信小店中小商家留存率<50%，ROI两极分化（头部8倍 vs 腰部<2倍）</td>
|
||
</tr>
|
||
<tr>
|
||
<td class="py-3 px-4 border-b font-semibold text-yellow-600">政策风险</td>
|
||
<td class="py-3 px-4 border-b">跨境支付需应对各国牌照监管（如马来西亚2024年8月停止新用户注册）</td>
|
||
</tr>
|
||
<tr class="bg-gray-50">
|
||
<td class="py-3 px-4 border-b font-semibold text-purple-600">信息矛盾</td>
|
||
<td class="py-3 px-4 border-b">路演称微信支付在淘天渗透率<5%，但部分用户反馈已可正常使用，数据口径差异</td>
|
||
</tr>
|
||
</tbody>
|
||
</table>
|
||
</div>
|
||
</div>
|
||
|
||
<!-- 综合结论与投资启示 -->
|
||
<div class="bg-gradient-to-r from-blue-600 to-purple-700 rounded-xl shadow-lg p-6 mb-8 text-white card-hover fade-in">
|
||
<h2 class="text-2xl font-bold mb-6 flex items-center">
|
||
<i class="fas fa-chart-line mr-3"></i>
|
||
综合结论与投资启示
|
||
</h2>
|
||
|
||
<div class="mb-6">
|
||
<p class="text-lg mb-4">
|
||
<span class="font-bold">阶段判断：</span>微信支付已从"主题炒作"进入基本面驱动阶段（淘天GMV贡献+小店社交裂变）。
|
||
</p>
|
||
</div>
|
||
|
||
<div>
|
||
<h3 class="text-xl font-semibold mb-4">高价值方向</h3>
|
||
<div class="space-y-4">
|
||
<div class="bg-white bg-opacity-20 rounded-lg p-4 backdrop-blur-sm">
|
||
<p class="font-semibold mb-2">腾讯控股（00700.HK）</p>
|
||
<p class="text-sm">直接受益支付份额提升+高毛利零钱支付占比增加</p>
|
||
</div>
|
||
|
||
<div class="bg-white bg-opacity-20 rounded-lg p-4 backdrop-blur-sm">
|
||
<p class="font-semibold mb-2">微盟集团（02013.HK）</p>
|
||
<p class="text-sm">微信小店代运营龙头，2025年SaaS亏损收窄+广告复苏</p>
|
||
</div>
|
||
|
||
<div class="bg-white bg-opacity-20 rounded-lg p-4 backdrop-blur-sm">
|
||
<p class="font-semibold mb-2">汇顶科技（603160.SH）</p>
|
||
<p class="text-sm">NFC芯片受益于"碰一下"支付终端升级</p>
|
||
</div>
|
||
</div>
|
||
</div>
|
||
|
||
<div class="mt-6">
|
||
<h3 class="text-xl font-semibold mb-4">关键跟踪指标</h3>
|
||
<ul class="space-y-2">
|
||
<li class="flex items-start">
|
||
<i class="fas fa-chart-bar mr-2 mt-1"></i>
|
||
<span>淘天微信支付GMV占比（Q1财报披露）</span>
|
||
</li>
|
||
<li class="flex items-start">
|
||
<i class="fas fa-gift mr-2 mt-1"></i>
|
||
<span>微信小店"送礼物"功能渗透率（2025年春节数据）</span>
|
||
</li>
|
||
<li class="flex items-start">
|
||
<i class="fas fa-globe mr-2 mt-1"></i>
|
||
<span>跨境支付牌照获取进度（东南亚/欧洲监管动态）</span>
|
||
</li>
|
||
</ul>
|
||
</div>
|
||
</div>
|
||
|
||
<!-- 关联股票数据表格 -->
|
||
<div class="bg-white rounded-xl shadow-lg p-6 card-hover fade-in">
|
||
<h2 class="text-2xl font-bold mb-6 flex items-center">
|
||
<i class="fas fa-table text-green-500 mr-3"></i>
|
||
关联股票数据
|
||
</h2>
|
||
|
||
<div class="table-container">
|
||
<table class="min-w-full bg-white border border-gray-200">
|
||
<thead>
|
||
<tr class="bg-gray-100">
|
||
<th class="py-3 px-4 text-left font-semibold text-gray-700 border-b">股票名称</th>
|
||
<th class="py-3 px-4 text-left font-semibold text-gray-700 border-b">项目</th>
|
||
<th class="py-3 px-4 text-left font-semibold text-gray-700 border-b">行业</th>
|
||
<th class="py-3 px-4 text-left font-semibold text-gray-700 border-b">产业链</th>
|
||
<th class="py-3 px-4 text-left font-semibold text-gray-700 border-b">关联原因</th>
|
||
</tr>
|
||
</thead>
|
||
<tbody>
|
||
<tr>
|
||
<td class="py-3 px-4 border-b font-semibold">蜂助手</td>
|
||
<td class="py-3 px-4 border-b">鸿蒙系统生态构建</td>
|
||
<td class="py-3 px-4 border-b">移动互联网</td>
|
||
<td class="py-3 px-4 border-b">虚拟商品交易服务</td>
|
||
<td class="py-3 px-4 border-b">作为鸿蒙系统商业模式核心参与者，与HUAWEI钱包合作提供数字化虚拟商品一站式交易服务，覆盖话费、游戏内购等场景</td>
|
||
</tr>
|
||
<tr class="bg-gray-50">
|
||
<td class="py-3 px-4 border-b font-semibold">华峰超纤</td>
|
||
<td class="py-3 px-4 border-b">微信支付受理机构</td>
|
||
<td class="py-3 px-4 border-b">移动支付</td>
|
||
<td class="py-3 px-4 border-b">-</td>
|
||
<td class="py-3 px-4 border-b">微信支付首批签约受理机构，早期布局移动支付领域</td>
|
||
</tr>
|
||
<tr>
|
||
<td class="py-3 px-4 border-b font-semibold">拉卡拉</td>
|
||
<td class="py-3 px-4 border-b">全币种收款</td>
|
||
<td class="py-3 px-4 border-b">支付服务</td>
|
||
<td class="py-3 px-4 border-b">-</td>
|
||
<td class="py-3 px-4 border-b">首批支持银联、VISA等银行卡及微信支付宝扫码支付的机构</td>
|
||
</tr>
|
||
<tr class="bg-gray-50">
|
||
<td class="py-3 px-4 border-b font-semibold">汉王科技</td>
|
||
<td class="py-3 px-4 border-b">生物特征识别终端</td>
|
||
<td class="py-3 px-4 border-b">智能硬件</td>
|
||
<td class="py-3 px-4 border-b">-</td>
|
||
<td class="py-3 px-4 border-b">发布支持微信刷掌产品的生物特征识别终端PV10</td>
|
||
</tr>
|
||
<tr>
|
||
<td class="py-3 px-4 border-b font-semibold">创识科技</td>
|
||
<td class="py-3 px-4 border-b">支付方式集成</td>
|
||
<td class="py-3 px-4 border-b">支付系统</td>
|
||
<td class="py-3 px-4 border-b">-</td>
|
||
<td class="py-3 px-4 border-b">系统及终端产品支持微信、支付宝等主流支付方式</td>
|
||
</tr>
|
||
<tr class="bg-gray-50">
|
||
<td class="py-3 px-4 border-b font-semibold">返利科技</td>
|
||
<td class="py-3 px-4 border-b">小程序生态</td>
|
||
<td class="py-3 px-4 border-b">流量变现</td>
|
||
<td class="py-3 px-4 border-b">-</td>
|
||
<td class="py-3 px-4 border-b">依托微信、支付宝小程序提供商业化变现服务</td>
|
||
</tr>
|
||
<tr>
|
||
<td class="py-3 px-4 border-b font-semibold">天茂集团</td>
|
||
<td class="py-3 px-4 border-b">微信保险商城</td>
|
||
<td class="py-3 px-4 border-b">保险电商</td>
|
||
<td class="py-3 px-4 border-b">-</td>
|
||
<td class="py-3 px-4 border-b">国华人寿在微信保险商城上线产品，持有国华人寿9.75%股份</td>
|
||
</tr>
|
||
<tr class="bg-gray-50">
|
||
<td class="py-3 px-4 border-b font-semibold">金证股份</td>
|
||
<td class="py-3 px-4 border-b">微信理财通</td>
|
||
<td class="py-3 px-4 border-b">金融科技</td>
|
||
<td class="py-3 px-4 border-b">-</td>
|
||
<td class="py-3 px-4 border-b">与腾讯财付通合作推出微信理财通、微信零钱通等产品</td>
|
||
</tr>
|
||
</tbody>
|
||
</table>
|
||
</div>
|
||
</div>
|
||
</div>
|
||
|
||
<script>
|
||
// 添加滚动动画效果
|
||
const observerOptions = {
|
||
root: null,
|
||
rootMargin: '0px',
|
||
threshold: 0.1
|
||
};
|
||
|
||
const observer = new IntersectionObserver((entries) => {
|
||
entries.forEach(entry => {
|
||
if (entry.isIntersecting) {
|
||
entry.target.classList.add('fade-in');
|
||
}
|
||
});
|
||
}, observerOptions);
|
||
|
||
document.querySelectorAll('.card-hover').forEach(el => {
|
||
observer.observe(el);
|
||
});
|
||
</script>
|
||
</body>
|
||
</html>
|
||
``` |