feat: 添加mock数据
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zdl
@@ -691,82 +691,220 @@ export const PINGAN_BANK_DATA = {
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},
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development_timeline: {
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statistics: {
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positive_events: 6,
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negative_events: 0,
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positive_events: 10,
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negative_events: 3,
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neutral_events: 2
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},
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events: [
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{
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date: '2024-10-28',
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event: '发布2024年三季报',
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type: '业绩公告',
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event_date: '2024-11-15',
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event_title: '获评"最佳零售银行"称号',
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event_type: '荣誉奖项',
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event_desc: '在《亚洲银行家》评选中荣获"中国最佳零售银行"称号，零售转型战略获行业高度认可',
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importance: 'high',
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impact: '前三季度净利润同比增长12.5%，超市场预期',
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change: '+5.2%',
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sentiment: 'positive'
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impact_metrics: {
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impact_score: 75,
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is_positive: true
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},
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related_info: {
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financial_impact: '品牌价值提升，预计带动零售业务增长2-3%'
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}
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},
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{
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date: '2024-09-15',
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event: '推出AI智能客服系统3.0',
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type: '科技创新',
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event_date: '2024-10-28',
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event_title: '发布2024年三季报',
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event_type: '业绩公告',
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event_desc: '前三季度实现净利润412.8亿元，同比增长12.5%，超市场预期。零售业务收入占比提升至52.3%',
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importance: 'high',
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impact_metrics: {
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impact_score: 88,
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is_positive: true
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},
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related_info: {
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financial_impact: '股价当日上涨5.2%，市值增加约150亿元'
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}
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},
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{
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event_date: '2024-09-20',
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event_title: '房地产贷款风险暴露',
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event_type: '风险事件',
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event_desc: '部分房地产开发贷款出现逾期，计提减值准备约25亿元，不良贷款率小幅上升',
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importance: 'high',
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impact_metrics: {
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impact_score: 65,
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is_positive: false
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},
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related_info: {
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financial_impact: '影响当期利润约18亿元，股价下跌2.8%'
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}
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},
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{
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event_date: '2024-09-15',
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event_title: '推出AI智能客服系统3.0',
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event_type: '科技创新',
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event_desc: '新一代AI客服系统上线，集成大语言模型技术，客服效率提升40%，客户满意度达95%',
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importance: 'medium',
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impact: '客服效率提升40%，客户满意度显著提高',
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change: '+2.1%',
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sentiment: 'positive'
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impact_metrics: {
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impact_score: 72,
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is_positive: true
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},
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related_info: {
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financial_impact: '预计年化降低运营成本约3亿元'
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}
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},
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{
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date: '2024-08-28',
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event: '发布2024年中报',
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type: '业绩公告',
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event_date: '2024-08-28',
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event_title: '发布2024年中报',
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event_type: '业绩公告',
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event_desc: '上半年净利润增长11.2%，达275.6亿元。资产质量保持稳定，不良贷款率1.05%',
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importance: 'high',
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impact: '上半年净利润增长11.2%，资产质量保持稳定',
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change: '+3.8%',
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sentiment: 'positive'
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impact_metrics: {
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impact_score: 82,
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is_positive: true
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},
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related_info: {
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financial_impact: '股价累计上涨3.8%'
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}
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},
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{
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date: '2024-07-20',
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event: '平安理财获批新产品资质',
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type: '业务拓展',
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event_date: '2024-07-20',
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event_title: '平安理财获批新产品资质',
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event_type: '业务拓展',
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event_desc: '旗下平安理财获批养老理财产品试点资格，成为首批获批的股份制银行理财子公司',
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importance: 'high',
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impact: '财富管理业务布局进一步完善',
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change: '+4.5%',
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sentiment: 'positive'
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impact_metrics: {
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impact_score: 78,
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is_positive: true
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},
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related_info: {
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financial_impact: '预计为AUM贡献500-800亿元增量'
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}
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},
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{
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date: '2024-06-10',
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event: '完成300亿元二级资本债发行',
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type: '融资事件',
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event_date: '2024-06-25',
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event_title: '监管处罚通知',
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event_type: '合规事件',
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event_desc: '因贷款业务违规被银保监会罚款1200万元，涉及信贷资金违规流入房地产领域',
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importance: 'medium',
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impact: '补充资本实力，支持业务扩张',
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change: '+1.8%',
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sentiment: 'neutral'
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impact_metrics: {
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impact_score: 45,
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is_positive: false
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},
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related_info: {
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financial_impact: '罚款金额对业绩影响有限，但需加强合规管理'
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}
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},
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{
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date: '2024-04-30',
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event: '发布2024年一季报',
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type: '业绩公告',
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importance: 'high',
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impact: '一季度净利润增长10.8%，开门红表现优异',
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change: '+4.2%',
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sentiment: 'positive'
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},
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{
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date: '2024-03-15',
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event: '零售客户突破1.2亿户',
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type: '业务里程碑',
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event_date: '2024-06-10',
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event_title: '完成300亿元二级资本债发行',
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event_type: '融资事件',
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event_desc: '成功发行300亿元二级资本债券，票面利率3.15%，认购倍数达2.8倍，市场反响良好',
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importance: 'medium',
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impact: '零售转型成效显著，客户基础进一步夯实',
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change: '+2.5%',
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sentiment: 'positive'
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impact_metrics: {
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impact_score: 68,
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is_positive: true
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},
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related_info: {
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financial_impact: '资本充足率提升0.35个百分点至13.2%'
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}
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},
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{
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date: '2024-01-20',
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event: '获评"2023年度最佳零售银行"',
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type: '荣誉奖项',
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importance: 'low',
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impact: '品牌影响力提升',
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change: '+0.8%',
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sentiment: 'neutral'
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event_date: '2024-05-18',
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event_title: '与腾讯云达成战略合作',
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event_type: '战略合作',
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event_desc: '与腾讯云签署战略合作协议，在云计算、大数据、人工智能等领域开展深度合作',
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importance: 'medium',
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impact_metrics: {
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impact_score: 70,
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is_positive: true
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},
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related_info: {
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financial_impact: '预计3年内科技投入效率提升20%'
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}
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},
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{
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event_date: '2024-04-30',
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event_title: '发布2024年一季报',
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event_type: '业绩公告',
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event_desc: '一季度净利润增长10.8%，达138.2亿元。信用卡业务表现亮眼，交易额同比增长18%',
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importance: 'high',
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impact_metrics: {
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impact_score: 80,
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is_positive: true
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},
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related_info: {
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financial_impact: '开门红业绩推动股价上涨4.2%'
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}
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},
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{
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event_date: '2024-03-28',
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event_title: '高管层人事变动',
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event_type: '人事变动',
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event_desc: '副行长郭世邦因个人原因辞职，对公业务主管暂由行长冀光恒兼任',
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importance: 'medium',
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impact_metrics: {
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impact_score: 52,
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is_positive: false
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},
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related_info: {
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financial_impact: '短期内对公业务战略执行或受影响'
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}
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},
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{
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event_date: '2024-03-15',
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event_title: '零售客户突破1.2亿户',
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event_type: '业务里程碑',
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event_desc: '零售客户数量突破1.2亿户大关，较年初净增800万户，私行客户AUM突破1.5万亿',
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importance: 'high',
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impact_metrics: {
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impact_score: 85,
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is_positive: true
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},
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related_info: {
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financial_impact: '零售转型成效显著，客户基础进一步夯实'
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}
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},
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{
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event_date: '2024-02-05',
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event_title: '发布2023年年报',
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event_type: '业绩公告',
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event_desc: '2023年全年净利润464.5亿元，同比增长2.1%。拨备覆盖率277%，资产质量稳健',
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importance: 'high',
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impact_metrics: {
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impact_score: 75,
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is_positive: true
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},
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related_info: {
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financial_impact: '分红方案：每股派息0.28元，股息率约4.2%'
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}
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},
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{
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event_date: '2024-01-10',
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event_title: '供应链金融平台升级',
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event_type: '产品创新',
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event_desc: '供应链金融平台完成4.0版本升级，新增区块链存证、智能风控等功能，服务企业超3.5万家',
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importance: 'medium',
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impact_metrics: {
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impact_score: 72,
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is_positive: true
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},
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related_info: {
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financial_impact: '供应链金融余额预计增长25%'
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}
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},
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{
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event_date: '2023-12-20',
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event_title: '获批设立香港分行',
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event_type: '业务拓展',
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event_desc: '获中国银保监会批准设立香港分行，标志着国际化战略迈出重要一步',
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importance: 'high',
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impact_metrics: {
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impact_score: 78,
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is_positive: true
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},
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related_info: {
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financial_impact: '预计为跨境业务带来新增长点'
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}
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}
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]
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}
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